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View Diary: KFF poll: Majority pessimistic about Super Congress, confused about health law (22 comments)

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  •  At least you can buy insurance if you want to (0+ / 0-)

    That's the big difference I see.  It doesn't make it much more affordable but it prevents the insurance companies from locking a person with pre-existing conditions out.  I don't see a down side to it but the up side may only be realized if a person has enough money to buy insurance.  All in all, it's no where near as good as single payer.

    "The real wealth of a nation consists of the contributions of its people and nature." -- Rianne Eisler

    by noofsh on Sat Sep 24, 2011 at 09:12:12 AM PDT

    [ Parent ]

    •  Not "affordable" insurance (0+ / 0-)

      Being "allowed" to buy insurance at prices that no sane middle-class person can afford to pay is no benefit at all. So far the only program in place (the one no one is signing up for that was supposed to help like 500,000 people) would cost me more than my mortgage payment each month, for crap coverage, after I survived six months of no insurance, so I'm one of those who won't (can't) buy into it.

      People who need health care need it now, not maybe-later, depending on whether the Republicans manage to block or repeal it between now and 2014. So expecting satisfaction based on so-far empty promises is a bit rich.

      And the huge issue that is still a big blank is cost. If the government offers serious subsidies (as the Massachusetts program does) that make decent insurance truly affordable, fine. That seems highly unlikely. OTH what everyone is freaking out about -- with good reason -- is fear of being forced to spend a large percentage of their income for coverage with high deductibles and copays that is much worse than no coverage at all.
      As someone who will probably be without insurance until the new law kicks in -- or Medicare eligibility, whichever comes first -- I am in wait-and-see mode on whether the new law is truly helpful or not.

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