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View Diary: The bank said 'You'll be back.' (549 comments)

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  •  the best part of that truth is (0+ / 0-)

    they actually give customers who are on the fence about moving even more reason to leave.

    without certainty of their future with the bank, why stay?

    (reminds us all of that GOP whine about not knowing what your company's taxes will be...)

    •  I stay... (0+ / 0-)

      ...because it's financially advantageous for me to do so.  Enlightened self-interest.

      Ultimately, most of them are probably going to land on higher minimum balances, higher interest rates on credit cards, and/or lower interest rates on savings accounts (though those are already in a truly sorry state).  Those don't really affect me personally.

      The debit card fee might have--I use it for a lot of purchases.  However, I put it in the back of my wallet, even though BofA backed down.  I have cashback credit cards, including one that's 5% back on gas/groceries/bookstores (my three most common purchases).  Credit cards have better protections than debit cards anyway, so I used this debacle as an opportunity to shift the way I pay for things.

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