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View Diary: Step 1, Banks. Step 2, Credit Cards (40 comments)

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  •  I keep a credit card for 2 things- (4+ / 0-)
    Recommended by:
    DRo, FlyingToaster, lgmcp, glorificus

    1.)  I still have my cat because the vet took plastic the day we had a major problem. And the same for when a relative without dental insurance
     [what's that?] needed emergency work. And we got our cards in the first place because we had a car break down out of town on a Sunday with no cash left as we were headed home from our planned trip.

    2.) dealing with gas pumps by cash has become a pain.

    So we also paid them off every time back then, because that was what you were supposed to do... but 2008 mortally wounded my husband's small business and it took him 10 months to find a job even with 35 years experience.

    So now we deal with gas by going to Sunoco, where the gas is from Canada and they are still a "service" station, so they come out to you and do debit for my hubby or cash with me.

    I'm busy throwing a chunk of money at the balances and trying not to use 'em any more. But I sure never expected us to be juggling like this on the high wire. Because we used our cards, one for the business, one for the household judiciously but often, we racked up a huge available line of credit that I see as a lifesaver, (g-d forbid) should we need it. And I never expected to need as much as we have. We worked hard, dammit!

    So although I put them away, I'm not ready to cut them up yet.

    •  I'm not advocating that (3+ / 0-)

      everyone give them up completely.  Just that they become conscious of the insidious impact they have made to our lives to the benefit of  the banking industry and hopefully they will think before they swipe.  Do I really need to do this?

      Sounds like you are moving in the right direction. Cheers!

      Be the change you want to see in the world. -Gandhi

      by DRo on Mon Nov 07, 2011 at 04:34:40 AM PST

      [ Parent ]

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