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View Diary: Try running a science class on $2.87/ student/ YEAR (154 comments)

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  •  When my husband was teaching in Illinois (3+ / 0-)
    Recommended by:
    elfling, Debby, bkamr

    the teachers and their districts paid into the Teachers' Retirement System (TRS), INSTEAD of into Social Security. Many places do this. He does not qualify for SS for the earnings he had in Illinois. However, we moved to Iowa in 1992 and he taught for 15 more years here. He DOES qualify for SS based on his earnings here. But SS has a "windfall" provision that reduces the amount of benefit to be paid to someone also receiving a public pension such as TRS.

    So he receives his TRS pension for the time he taught in Illinois, a less generous Iowa pension for his time here (less generous because he was also paying into SS, as was his employer), and also qualifies for SS. But again, the SS will be REDUCED to less than he would otherwise receive based on his Iowa earnings, BECAUSE of his TRS pension.

    If you can't feed a hundred people, then just feed one. ~ Mother Teresa

    by Melanie in IA on Mon Nov 28, 2011 at 09:06:26 AM PST

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    •  Good explanation of this rotten and unfair (1+ / 0-)
      Recommended by:
      Melanie in IA

      situation.  Thank you, and I'm sorry that you and your husband are being unfairly in this way.  I'm giong to be hit BIG time by this situation.  

      I could prevent this from happening to me by quitting -- by deciding to stop being a teacher -- for the last 5 years of my work-life and taking a private sector job where I once again earned a "substantial wage."  IRS language.  

      Lately, I've been getting calls from headhunters 2-3 times a week from the education profiteer companies.  With a MS in Ed in Instructional Design and an MBA,  and having been a Director or VP in Training and Quaility at Fortune 100 companies for 20 years -- and now, I have 7 years experience as a middle school with certifications in science, social studies and language arts -- gee....  I guess I've gotten into some head hunters' dbase as a dream candidate for their lousy, scum sucking, corporatist comapnies who have strategic plans to privatize our public school system.

      Grin. Of course, I'm not going to do any such thing, but it frankly really pisses me off when people like myself get called "greedy."  If I was greedy, of course I'd be going on those interviews and taking one of those positions so my SS wouldn't unfairly be cut.

      sigh.  But I'd miss my kids, and I wouldn't be able to sleep at night.  And folks, I am NOT unusual!  I work with like miinded, caring professionals everyday.

      Plutocracy (noun) Greek ploutokratia, from ploutos wealth; 1) government by the wealthy; 2) 21st c. U.S.A.; 3) 22nd c. The World

      by bkamr on Mon Nov 28, 2011 at 02:28:56 PM PST

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      •  Exactly. (1+ / 0-)
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        And we have NO regrets for moving from Illinois to Iowa. A lot of good came from it, both in terms of career and in our personal lives.

        The "greedy" meme pisses me off, too. A nephew (who is almost 50 and works for the state of LA as a prison nurse) is a regressive. He made sweeping assumptions on Facebook early this year about what a great deal Jim was getting on his pension and lifelong healthcare benefits. When I told nephew that NO Jim did NOT have any healthcare benefits, and in fact is working his post-teaching job just to get benefits (though he will get Medicare when he qualifies next spring), and NO Jim does not have the great pension AND SS that nephew was assuming, and when I told nephew he shouldn't make assumptions about stuff he knows nothing about, he complained that I was grumpy...  

        If you can't feed a hundred people, then just feed one. ~ Mother Teresa

        by Melanie in IA on Mon Nov 28, 2011 at 05:02:15 PM PST

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