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View Diary: Extremely sick Americans overwhelming federal high risk insurance pools (238 comments)

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  •  Alternative - if you can get into a college course (3+ / 0-)
    Recommended by:
    ladybug53, nyceve, catwho

    or two as a 'degree seeking student' (whether or not you really do ever intend to get one), a large number of universities have generic insurance available to students through 'Maksin'.  Because most university students are healthy, there usually isn't any physical, no questions about pre-existing conditions, and rates are relatively low.

    Now as to whether or not they'll actually pay out in case of hospitalization, that's another matter, but that's the same question you have to ask about any insurance company.

    I was uninsured for close to 5 years, but at least for the next 5 months, I am insured, at least for catastrophic issues, for about $300 total.  (Admittedly, I didn't even really have that money to spare, so had the program not required it, I wouldn't have even had it...)  Downside is it's not a yearly thing, it only covers the time you're in school.  So I'm covered til the last day of class, and gotta hope nothing happens between semesters.

    •  Good idea but- (3+ / 0-)

      My local community college here in Los Angeles (that I did take classes at here and there ) in the last year slashed/slashed/slashed everything.  

      Before you could sign up, pay, get your books and go.

      Now, there are no night classes, weekend classes or summer classes.   The new high school grads and we adults seeking higher education are kicking and biting to get into any class at all.   Waiting lists are crazy and all the fees skyrocketed.    

      Arnie's slash/slash/and slash some more policies at work.

      "Selfishness must always be forgiven, you know, because there is no hope of a cure." Emma 1816 Check out my blog http://uninsuredinca.blogspot.com

      by ArtemisBSG on Mon Jan 16, 2012 at 07:52:49 PM PST

      [ Parent ]

      •  That's odd... (0+ / 0-)

        ... our local community colleges have been adding in online classes and hybrid classes to cut costs and accommodate all the students.  "Tuition generation" is their major goal.

        Keep your religion out of my government.

        by catwho on Mon Jan 16, 2012 at 08:51:46 PM PST

        [ Parent ]

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