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View Diary: Thank You President Obama! I was helped by the $26 Billion Settlement. That's why I'm a Democrat! (280 comments)

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  •  It's wonderful to hear stories like this ... (9+ / 0-)

    I would refinance myself, but having done so two years or so ago, the difference in the interest rate isn't significant enough to justify the closing costs.  That you qualified for a program that is, as i understand it, essentially a free home refinance is terrific, and it's clearly renewed your enthusiasm for home ownership.

    One thing i don't understand is why homeowners insurance rates are going up.  My home value is approaching half of what it used to be.  How can it possibly cost more to insure it?

    Boggles the mind.

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