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View Diary: Thank You President Obama! I was helped by the $26 Billion Settlement. That's why I'm a Democrat! (280 comments)

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  •  That's not the way these bloodsuckers work. (9+ / 0-)

    I got in a serious cash bind a couple of years ago but I knew it would clear itself up in a year or so. I had plenty of unused credit on my cards so I figured I'd just supplement with that for awhile.

    The credit card companies noticed I was charging more and only paying the minimum payments so first one, then the other reduced my limit to just above the amount already charged, less than half my old limit.

    Suddenly I was in a real crisis. I was able to beg and borrow from family enough to keep me afloat until my situation got better, then paid both cards completely off.

    Now they are begging me to transfer balances onto the cards, etc. but too bad for them. They weren't there when I really needed them.

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