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View Diary: Unaffordable co-pays and deductibles, death by a million cuts for insured Americans (248 comments)

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  •  why (1+ / 0-)
    Recommended by:
    sebastianguy99

    are you even trying to answer if you don't know.

    Skip it.

    •  been there.... (3+ / 0-)
      Recommended by:
      offred, nyceve, ladybug53

      If you don't answer they won't sell you the insurance, and if you do answer, but spell the Dr's name incorrectly, or make some other trivial mistake, they will have an excuse to deny you coverage if you get really sick or injured. Leaving something blank that has an answer can be considered insurance fraud.
      While I was undergoing chemotherapy I got a letter from my insurance company asking me to provide all prescriptions I had filled in the last ten years--substance, Dr name, address, name and address of pharmacy, etc. Failure to completely and accurately fill out the form would be grounds for rescission of the policy I had paid into for ten years and never used.

      To keep our faces turned toward change, and behave as free spirits in the presence of fate--that is strength undefeatable. (Helen Keller)

      by kareylou on Sun Mar 18, 2012 at 02:12:35 PM PDT

      [ Parent ]

      •  I'm reading this in horror for the future (1+ / 0-)
        Recommended by:
        nyceve

        Due to a serious injury and past medical issues, our young adult son isn't working. Thank God for the new rules about children being covered until 26 on their parents' insurance. The cost is reasonable and I am grateful.

        But we lived all over the US (military)- moved countless times and it was rare for any of us to see the same doctor more than three times.   I don't think our son could list all his medications, treatments and doctors.  I know I couldn't name all the doctors.  No way.

        What happens to him in 36 months?  Insurance that won't cover his needs?  

        I'm so very sorry you had to deal with a paperwork nightmare while undergoing chemotherapy, Kareylou.   How awful.

        Reason, observation, and experience; the holy trinity of science. Robert Green Ingersoll

        by offred on Sun Mar 18, 2012 at 06:26:41 PM PDT

        [ Parent ]

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