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View Diary: This week in the War on Workers: SEIU resolves to bargain for trans-inclusive health care (19 comments)

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  •  Pardon my stupid question here - (2+ / 0-)
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    arealniceguy, JPax

    But do health insurance companies really exclude LGBT's?  If an employer provides health insurance coverage for its employees, does the insurer exclude gays?  If the person has a heart attack or cancer or some other illness, is the insurer going to provide one set of coverage for the heterosexual and another for the gay, or deny coverage altogether?

    "We have always known that heedless self-interest was bad morals, now we know that it is bad economics." Franklin Delano Roosevelt, Jan. 20, 1937

    by Navy Vet Terp on Sat Jun 02, 2012 at 06:29:26 PM PDT

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    •  Sure they do (2+ / 0-)
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      Navy Vet Terp, filby

      Often employers will offer plans for an employee or a family plan. But since many places - and many companies - still consider same-sex partnerships and marriages incompatible with the term "family", they do not allow a worker to cover their partner.

      As for what trans-inclusive means, it eliminates discrimination specifically against transgendered workers.
      Check out the PDF report linked on the HRC website to learn a bit more about it, if you are interested.

    •  They discriminate but a lot of it is state laws (2+ / 0-)
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      Navy Vet Terp, filby

      I worked in Texas and one company I worked for made some provisions for "domestic partners" It could be some one you had a common law marriage to or just a significant other. You had to go thru a lot of hoops so it had to be more than just a roommate and several employees of the company would see that you did it.

      If everyone along the line obeyed the law, fine but if some one talked behind your back and made fun of you for being gay what could you do? Cause a scene and be labeled a trouble maker and fired or not promoted because some one didn't like that you were LGBT.

      What if you were straight and you wanted to add a common law spouse to the insurance? What if their first name was one that could be male or female and you were labeled LGBT behind your back and treated that way but didn't know that was the real reason you didn't get promoted or got laid off.

      Discrimination is not always black and white or easy to pin down, especially in an anti-union state where they do not need a reason to fire you and you have to prove it was because of discrimination.

      So while you could get health insurance you had to know there were issues involved.

      We need to get a lot of laws changed and really get most of our society operating out of understanding and inclusiveness or it will take many more years to solve the issue than it should.

      Constitutions should consist only of general provisions; the reason is that they must necessarily be permanent, and that they cannot calculate for the possible change of things. Alexander Hamilton (1755-1804) Just A Real Nice Guy, thinking out loud.

      by arealniceguy on Sat Jun 02, 2012 at 07:22:52 PM PDT

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    •  In Missouri (0+ / 0-)

      it is a specific exclusion, standard on all state insurance in Missouri through MCHCP.  Excludes any coverage for the treatment of transsexualism or transgenderism

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