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View Diary: The ACA ruling: What the Court will decide (168 comments)

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  •  heifenburg - "don't tell me" (0+ / 0-)

    What don't tell you the facts? Here are the differences between auto insurance and the ACA.

    1. States have plenary powers and the US federal government doesn't. That means that it is much easier for states to issue mandates, even for health insurance such as Massachusetts.

    2. States require auto insurance only from car owners, which isn't universal.

    3. Mandated auto insurance does not cover you or your car (you can buy it if you want, but it's not mandated).

    4. Mandated auto insurance provides coverage in case you injure someone or damage property. The policy is liability insurance to provide damages should your negligence result in a judgement against you.

    The key is that mandated auto insurance does not insure you or your car, it insures your negligence and provides a source of funds should you injure someone else or damage their property.

    "let's talk about that"

    by VClib on Sun Jun 24, 2012 at 11:59:27 PM PDT

    [ Parent ]

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