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View Diary: Urgent new warnings from Wendell Potter #singlepayer #MedicareforAll (191 comments)

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  •  I can see (4+ / 0-)

    how you'd be confused about health care reform if you think that all it included was a mandate.

    But on the question of who was representing the people's interest? That would be the Democrats who got:

    1. An end to denials for pre-existing conditions
    2. An end to lifetime limits
    3. The MLR - which regulates both profit AND admin of insurers
    4. An end to the donut hole in Medicare prescriptions
    5. 15 million more people eligible for Medicaid
    6. Subsidies for people to buy insurance
    7. Money for more community health clinics
    8. Insurance exchanges for people in the individual and small group market
    9. Free preventative services
    10. 6 million young people under 26 covered by their parents insurance

    And that's just the top 10.

    Almost everything you do will seem insignificant, but it is important that you do it. - Mahatma Gandhi

    by NLinStPaul on Tue Jun 26, 2012 at 10:28:39 AM PDT

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    •  I understand (4+ / 0-)
      Recommended by:
      HCKAD, Dallasdoc, 3goldens, skyounkin

      what it says it does for those that can afford it and also for the really poor. . I realize that it is a lifeline for millions of people. It does not control price. How many can afford to pay to have their children covered? How many 'small businesses can afford to buy insurance even if they join an exchange. It does not make health care affordable for people they still have to come up with outrageous premiums that have high deductibles and are junk.

      It also pits people against each other. those who are poor enough to be eligible for subsidies or affluent enough to afford premiums that are as high as our mortgage vs many of us who cannot afford to live decently and pay for junk insurance that does them no good when they require a doctor..

      This is not right and there is no reason that this written for the for profits should be all we can have.  The insurance companies should be regulated and reined in and health care should be affordable for all of us. It is not irresponsible to want what every civilized western nation has. A health care system that isn't just for profit and provides it's citizens with an option that doesn't leave them facing a choice like having a home or insurance.

      Health care for profit is an oxymoron.      

      •  We used the Kaiser calculator (1+ / 0-)
        Recommended by:
        NLinStPaul

        to find out if we were eligible for any subsidies.  To my utter amazement, we are eligible for more than half of our premiums as a tax credit.  It blew my mind, because we are not poor; not rich either :-)

        The out-of-pocket maximums are much lower than we currently face, with a $2,500 per person deductibel per year ($10,000 for all 5 of us).....total under the ACA, for the whole family, would be $6,250.  That's a family of 5, with 3 of us having "pre-existing conditions".

        No payments for preventative maintenance (as hubby calls it).

        So, the $3,000 bill I received from the CT company would be paid.  The $7,000 bill I received from the hospital after the hysterectomy would be paid.  We never would have had $50,000 in medical debt after the issues of the youngest son......$6,250 would be it, for all of us.

        No limits on the insurance company payouts.

        Employer-based coverage doesn't even change!  If you have employer-based coverage now, nothing in your life changes EXCEPT you can opt out of that for something less-expensive and better.  Once that starts happening en masse, employers jump on the single payer plan (why they don't now is a fuckin' mystery to me).

        I really don't get it.  It almost seems like it has to be free or nothing.  That's not how it's going to work in the USA.  So, keep working to advance the ball a few yards.

        David Koch is fucking Longshanks, and Occupy is the real Braveheart.

        by PsychoSavannah on Tue Jun 26, 2012 at 02:58:23 PM PDT

        [ Parent ]

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