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View Diary: The stupid tax debate versus talking about the benefits of Obamacare (149 comments)

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  •  This is exactly what I'm talking about (1+ / 0-)
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    Angry White Democrat

    I've seen the Kaiser calculator.. that is what I am basing my assumptions on.

    Take that family making $40k and are living paycheck to paycheck.. barely scraping by... with no insurance.

    Where the heck are they going to come up with $165 per month?  Where? Out of thin air?

    And there are families making one heckuva lot more than $40k who are also living month to month.. and the premium gap is thousands.

    This is a stupid system laid out in ACA.

    Let's do a little analysis here..

    $10,000 premium for this family.  However, it is a young family.. no major illnesses.. bumps and bruises and flu-like symptoms are all they see in any given year.

    $10,000 freakin dollars!  For what?  In case they need it?  In other words.. most of that $10 grand goes into insurance company pockets.

    A single payer system would have paid out the very small doctor's office fees the family actually used. Period.

    •  I had a call from the DSCC a couple nights ago ... (1+ / 0-)
      Recommended by:
      Jerry J

      Wouldn't I like to make a contribution?  Thinking back, I realize that I gave 5% of my 2008 income to help elect President Obama.  Approximately as soon as he was elected, he was converted to see the need for mandates, so I shall shortly be required to turn 9.5% of my income over to a health insurance company ... and, mind you, my neighbors will be taxed to add a significant amount on top of that ... though, up until now, my health care has never cost my neighbors one red cent.  I work very hard to keep myself healthy, I go to the doctor from time to time, and I pay my bills.  Oftentimes I have bills to pay which are not medical in nature.  Recently, for example, the 60-year-old pump that brings water up from the well had to be replaced at considerable expense.  I don't suppose that my neighbors are going to taking up helping me with these other expenses after they have mandated me to stop being such a "freeloader."  Ah, well, in any event, I told the man, No, I didn't anticipate contributing to any political campaigns this year.

    •  That's not even the worst part (1+ / 0-)
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      Jerry J

      The insurance that that family is forced to pay $165/month (which they don't have) for, will have only a 60% actuarial value. In most places, that translates to a $5000 deductible or so.

      So if someone in the family gets sick, and requires medical care, they STILL have to come up with $5000 out of pocket before the insurance that they've been forced to pay for kicks in.

      So they're forced to pay $165/month, which they don't have, just for the privilege of having to pay another $5000, which they also don't have, when someone in the family gets sick.... And somehow this is a good thing?

      There was a very good reason that the left opposed the Heritage Foundation's health care plan in the 1990s. It is an absolute betrayal of the working class that they're cheering for it now.

      •  According to the KFF calculator (1+ / 0-)
        Recommended by:
        Jerry J

        The insurance for that household would be 87% actuarial value with an out of pocket max of 4,167.

        Not as bad as the bronze plan, but I still don't see how they are supposed to come up with the 2K for the premiums or the 4K for the "cost sharing".

      •  I think that's what makes me so angry.. (0+ / 0-)

        This cheering for this piece of crap..  All because it is a supposed "win" over the GOPers.. that may be, but you said it perfectly:

        It is an absolute betrayal of the working class that they're cheering for it now.

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