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View Diary: Thanks ACA/Obamacares! My rebate check is here. Updated. (151 comments)

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  •  Just saw this on Facebook (11+ / 0-)

    A graphic that says something to the effect of: "Mr Obama, instead of penalizing people for not buying health insurance, how about penalizing the insurance companies for making their premiums too high for people to afford them?''

    What is the best way to reply to that without being snarky, just to get a factual statement out?

    Too Informed to Vote Republican

    by disastertothewench on Mon Jul 09, 2012 at 01:20:34 PM PDT

    •  Well these rebates *are* the penalty for (11+ / 0-)

      insurance company who use more than 20%(?) overhead costs. Which is one of the ways premiums get too high. So I would answer: 'Don't you know, it is already being done?' And then explain the rebate thing.

      He who can make you believe absurdities, can make you commit atrocities.

      by Sophie Amrain on Mon Jul 09, 2012 at 01:30:32 PM PDT

      [ Parent ]

      •  That's one thing (3+ / 0-)
        Recommended by:
        TrueBlueMajority, Sue B, mrsgoo

        but aren't there also tax credits or something to make buying health insurance more affordable for people (the very few) who will actually have to buy health insurance under the new law?  My inclination is to simply say, "Obamacare DOES make insurance easier for people to afford" but then I'd need a link or something to back that up.  

        Too Informed to Vote Republican

        by disastertothewench on Mon Jul 09, 2012 at 01:49:40 PM PDT

        [ Parent ]

        •  Here (6+ / 0-)
          In 2014, taxpayers with household incomes between 100 percent and 400 percent of the Federal Poverty Level will be eligible for premium tax credits for coverage purchased through the Exchanges for themselves and members of their family who are not eligible for other health care coverage.  These premium tax credits are paid on an advance basis to the health insurance provider, which will reduce the monthly premiums owed by families to purchase coverage. The Congressional Budget Office estimates that when the Affordable Care Act is fully phased in, individuals receiving premium tax credits will get an average subsidy of over $5,000 per year.
          http://www.healthcare.gov/...
    •  One word change.... (0+ / 0-)

      "Mr Obama, instead of penalizing people for not buying health insurance, how about penalizing the insurance companies for making their profits too high for people to afford them?''

      if a habitat is flooded, the improvement for target fishes increases by an infinite percentage...because a habitat suitability index that is even a tiny fraction of 1 is still infinitely higher than zero, which is the suitability of dry land to fishes.

      by mrsgoo on Mon Jul 09, 2012 at 01:35:57 PM PDT

      [ Parent ]

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