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View Diary: I received my check today. Thank you, Obamacare! (16 comments)

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  •  That employee was ignorant. (1+ / 0-)
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    The real trick is to understand what BCBS is offering that rate against, because it's not you, the individual. It is you, the large group of employees (and retirees), as designated and paid for by the university, and that group of employees is comparatively static in the long run.

    This is the same reason that the refund does not come directly to you; you are not BCBS's customer, your employer is. Your employer just passes a portion of the price along to you, in the form of payroll deductions for an active employee, or whatever system is now in place for you the retiree.

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