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View Diary: You still want to raise my premium after that rebate check? My ACA story. (82 comments)

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  •  Pre-existing coverage has gone into effect, (10+ / 0-)

    should those people just die?

    This is, of course, the difference between republicans and human beings. - Captain Frogbert

    by glorificus on Mon Jul 30, 2012 at 06:40:48 PM PDT

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    •  Rebates for overcharges, Children 26 and (9+ / 0-)

      under, no charge for check ups. Lots more has already gone into effect. And more will before anything can be repealed.

      "Mitt Romney looks like the CEO who fires you, then goes to the Country Club and laughs about it with his friends." ~ Thomas Roberts MSNBC

      by second gen on Mon Jul 30, 2012 at 06:43:07 PM PDT

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    •  it's not clear (2+ / 0-)
      Recommended by:
      little lion, Bisbonian
      A Pre-Existing Condition Insurance Plan (PCIP) provides new coverage options to individuals who have been uninsured for at least six months because of a pre-existing condition. States have the option of running this new program in their state. If a state has chosen not to do so, a plan has been established by the Department of Health and Human Services in that state. This program serves as a bridge to 2014, when all discrimination against pre-existing conditions will be prohibited.
      and it still costs a lot of money...
      Plan program run by the U.S. Department of Health and Human Services.

      To qualify for coverage:

          You must be a United States citizen or reside here legally.
          You must be without health coverage for at least the last six months before you apply.
          You must have a pre-existing condition or have been denied coverage because of your health condition.

      PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs.  All covered benefits are available for you, even if it’s to treat a preexisting condition.

      The monthly premiums for your state are:
      Age    Standard Option    Extended Option    HSA Option
      0 to 18    $133    $179    $138
      19 to 34    $199    $268    $207
      35 to 44    $239    $323    $248
      45 to 54    $306    $412    $318
      55+    $426    $572    $442

      View a Summary of Benefits for the Standard, Extended, and HSA plans. (PDF – 810 KB)

      In addition to your monthly premium, you will pay other costs. In 2012, you will pay a $1,000 to $3,000 deductible, which varies by your plan option, for covered medical benefits (except for preventive services) before the plan starts to pay. A plan option may have a separate drug deductible. After you pay the deductible, you will pay a $25 copayment for doctor visits, $4 to $40 for most prescription drugs, and 20% of the costs of any other covered benefits you get. Your combined out-of-pocket costs for in-network and out-of-network covered services cannot be more than $7,000 per year. The maximum is even less if you use only in-network providers.

      http://www.healthcare.gov/...

      so you get insurance for your preexisting condition, but is it worth the money you have to pay? And can most people afford the insurance?

      Most people earn between ten and seventy five thousand dollars a year. How many of those folks should be forced to give their hard earned money to for profit insurance companies for coverage that they have to pay for each month and then have to come out of pocket for deductibles?

      It is insane that we have a for profit health care delivery system. I am not going to be grateful because they government and the health insurance companies get together to screw us.  

      As a nation, the U.S. consumes the most hot dogs per capita. So you'd be wise to never underestimate our powers of denial.

      by jbou on Mon Jul 30, 2012 at 07:09:58 PM PDT

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      •  There have been diaries written right here on (4+ / 0-)
        Recommended by:
        Mets102, Argyrios, Overseas, donnamarie

        the Great Orange cheering Obamacare for saving lives. Obviously those people thought being alive was worth it.

        I'm sure there are some people who get a diagnosis and say, "that's just too expensive, honey, go get me some hemlock."

        Not.

        This is, of course, the difference between republicans and human beings. - Captain Frogbert

        by glorificus on Mon Jul 30, 2012 at 07:27:00 PM PDT

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        •  okay... (3+ / 0-)
          Recommended by:
          annetteboardman, bcdelta, Bisbonian

          so your choice is poverty or death? how about you demand a not for profit heath care system that takes care of all people who are sick and need help and not charge them an arm and leg so they can get treated? How about you demand more instead of settling for scraps. I am not grateful for the ACA, it is not a law that I can support. It is massively flawed and it was written by a senator that has a long history of taking health insurance donations even though he lives in a state that has very little to do with the health insurance business. don't settle for shit or you end up living in shit. Seems we have been settling for a lot of things over the last few decades and where has that gotten us? More people on food stamps, more people living below the poverty line, more people out of work, college educated people who are homeless. Like I said, shit.

          As a nation, the U.S. consumes the most hot dogs per capita. So you'd be wise to never underestimate our powers of denial.

          by jbou on Mon Jul 30, 2012 at 07:40:47 PM PDT

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          •  Actually, Obama had a big role in writing 'Baucus' (2+ / 0-)
            Recommended by:
            jbou, Bisbonian

            corporate bill with no public option. He called or met with Baucus regularly while the bill was being written and his Budget Director Orzag was in Baucus' office so frequently that he was helping himself to cokes from his refrigerator, according to the NY Times. Obama was dead set very early on that the bill would be entirely for-profit with no public option or any public component whatsoever making any kind of dent in the Medical Big Co mega-profits, per the promise he made to the insurance and hospital lobbyists in exchange for their 'support' (read: campaign cash). All the while he was saying in public that he supported the public option. Obama is not only a devious liar, Obama is the reason we still need health care reform.

            Obama Is Taking an Active Role in Talks on Health Care Plan
            New York Times
            Published: August 12, 2009

            "It depends what the meaning of 'is', is"
            Platform of the Neo-Democratic Party
            Speaking out of one side of their mouth for the little guy, their nominal constituency, and the other for the plutocracy, their real constituency.

            by Sanctimonious on Mon Jul 30, 2012 at 11:33:43 PM PDT

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            •  Nothing devious about... (1+ / 0-)
              Recommended by:
              Bisbonian

              Obama's lies. The President is just like any old politician, willing to bend the truth to fit any situation. They teach that at Harvard Law.

              As a nation, the U.S. consumes the most hot dogs per capita. So you'd be wise to never underestimate our powers of denial.

              by jbou on Mon Jul 30, 2012 at 11:51:49 PM PDT

              [ Parent ]

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