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View Diary: My first experience with worker's comp (51 comments)

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  •   re: "If I had been relying on my own insurance," (1+ / 0-)
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    "I'd have had to fork over at least twenty five dollars as a copay to UC."

    The whole idea of "co-pays" is corrupt. Back in the late 1980s, it used to be illegal to have a "middleman" making medical decisions in place of the doctor. Then things changed and the concept of a "H"ealth "M"aintenance "O"rganization became real. I was a medical secretary to some of the last doctors who held out against joining, but since all our patients were being forced to choose a "primary care" physician within their plan, suddenly we had no patients anymore unless we did.
        But the way they sold it to us, the secretaries, was that "now no one will ever have to see any money up front. The patient is entitled to  come to his PC doc any time for whatever he needs. This whole thing was working really well for the first year, until it became apparent that patients liked it and used it -alot. Can't have that. That means the doctors are doing more work for less money, since they are getting a set amount. Soooo how are we to convince the Moms that not every single kid needs to be seen? Well- how about just a tiny little "co" payment. A dollar or two at the door might convince her to leave the other kids at home during baby's appointment... But that's still 2/$5 or you have to break a $10 for kid #3, but that still wasn't stopping people from actually using their good new health insurance. So they upped the co-pays: $5, $10, $20, $30... and now people think that's a normal
        C'mon, people- you already paid your premiums, why are you also paying half or more of the price of a visit at the door TOO?!
         Co-pays are Bullshit and should be stopped.
    I realize most of your diary is about other things, but I couldn't resist another chance to remind people of the history of this stuff.

    "Had we gone the invasion route, the US could conceivably still be an occupying power in a bitterly hostile land." -- George H. W. Bush, "A World Transformed," 1998 memoir (explaining why the US did not occupy Iraq in the 1991 "Desert Storm" war)

    by nuclear winter solstice on Wed Sep 12, 2012 at 03:15:22 AM PDT

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