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View Diary: When you enslave yourself to banks, this is what happens (206 comments)

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  •  They do (10+ / 0-)

    my debit card from my CU does have VISA logo on it. I  stopped using it for daily living last spring.  I go to the bank once a week and take out cash for  food and running money, as my mom used to call it. I started doing this because it's easier to spend more when you swipe and budgeting our money was almost impossible with two people using the personal account debit card.

    I am finding that when I use actual money I am more aware of how much I'm spending and am more careful about what I buy. The first two weeks of using cash only I ran out of cash way before the end of the week. Last week I still had some cash left at the end of the week.

    Our CU/community bank is a good one, it's the Oregon state teachers CU. We do all our banking with them including our business account and mortgage. We used to bank with Washington Mutual. I switched everything in 07 right before WaMu got eaten by Chase, thanks to the econ writers here and elsewhere on the net,  including this diarist, gjohnsit. Our former mortgage was like a loaded time bomb and was the size of War and Peace. It was a pleasant surprise doing business with our CU.        

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