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View Diary: Lose the GOP "Free Rider" Meme, Please. (48 comments)

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  •  I have one employee who says no to insurance (4+ / 0-)

    Out of 30 employees, I have one wingnut who does not want medical insurance. I pay the first $100 of the meager coverage and the employees pay the rest. Some are young and pay only $31 per biweekly paycheck. Some are older and pay up to $87 per paycheck. Others are covered by medicare or by spouses or parents.

    When this one wingnut came eligible, he went off on how the  government was forcing him to be covered. I informed him that he wasn't required to participate until 2014 and that if he chose not to participate in 2014, he would have to pay an IRS penalty of $95. He chose to sit out of the insurance program until a future date. I imagine his off time is spent ingesting pot rather than doing fun things like bike riding or snowboarding so I guess it works for him. Until he has to visit the emergency room.

    We are both hoping he never has to go to the emergency room. In the Republican utopia, he will never have an emergency.


    i just baptized andrew breitbart into the church of islam, planned parenthood, the girl scouts and three teachers unions. - @blainecapatch

    by bobinson on Fri Oct 05, 2012 at 11:22:21 PM PDT

    •  ... and there you have (4+ / 0-)

      your "free rider." Someone who has been offered a chance to participate at a reasonable rate but chooses not to.

      I understand the diarist's point. I've had to purchase a policy on my own and it wasn't pretty, and now that my employer pays part of the cost I am very grateful. My husband, son, and I are all uninsurable outside of a large group arrangement.

      But -- I also know right wingers who puff up and say "I don't need health insurance, why should I be forced to buy it?" Well, the thing about insurance is it's there in case you need it. You don't waltz in and buy a policy the day AFTER you've been diagnosed with cancer, or hit by a truck.

      I hope your employee doesn't wind up ill or injured and uninsured.

      •  Insurance Marketing Partly to Blame (6+ / 0-)

        HMOs and insurance companies have been way too loud about their "savvy" attempts to focus on young people who don't yet need insurance. By making this such an overt business tactic, younger people started to feel exploited and used - like they were being tricked into footing the bill for the older generation.

        The thing Congress did to most sabotage health care reform was to take Single Payer off the table. Anything other than Single Payer will seem to fall unfairly on some group, and thus "Obamacare" can be used as a political football forever.

        Reliable medical care is as an important part of the public infrastructure like police and fire-fighting and sewage treatment facilities. You don't see anyone rising in resentment over having to pay for those things. That's because they are perceived as being for everyone and paid for by everyone. There's no setting up one group to pay for everyone else.

        Le nirvane n'existe pas. - Etienne Lamotte

        by breakingranks on Sat Oct 06, 2012 at 01:48:00 AM PDT

        [ Parent ]

      •  Still no free rider because he will get no free (3+ / 0-)
        Recommended by:
        Lisa, bobinson, BusyinCA

        care. There you simply have an uninsured nut.

        That, in its essence, is fascism--ownership of government by an individual, by a group, or by any other controlling private power. -- Franklin D. Roosevelt --

        by enhydra lutris on Sat Oct 06, 2012 at 08:33:49 AM PDT

        [ Parent ]

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