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View Diary: Romney reiterates claim that ER is health care (155 comments)

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  •  the only saving grace is that they usually will .. (7+ / 0-)

    ...work with you and accept a very small amount (like 10.) per month, toward the bill...without interest.  But this is only for the savvy who sit down with the assistance office, and insist they have no means to pay, and refuse to use the hospital's contracted company (usually a finance company, which will run your hospital debt much like a credit card company, and charge interest) to handle the debt.

    Aldus Shrugged : The Antidote to Ayn Rand. ***Buy ALDUS SHRUGGED on amazon, and ALL royalties will be donated directly to Democrats in contentious Downballot races. @floydbluealdus1

    by Floyd Blue on Thu Oct 11, 2012 at 09:31:18 AM PDT

    [ Parent ]

    •  true there are payment plans (3+ / 0-)
      Recommended by:
      kareylou, bobinson, OldDragon

      and some programs that help underwrite some writeoffs,
      but my mom has made several emergency room trips in the last few years.  Bills are rarely less than $4,000 for tests, etc.  Granted if she did not have Medicare, they may leave out some tests.

      But $120 a year to pay $4,000 (forgetting interest) is 33 years.  And that is without anything really extraordinary being done.  Imagine a heart attack instead of fell and hit her head.

      •  that's true....the debt still fux up your life! (2+ / 0-)
        Recommended by:
        bobinson, jfromga

        Aldus Shrugged : The Antidote to Ayn Rand. ***Buy ALDUS SHRUGGED on amazon, and ALL royalties will be donated directly to Democrats in contentious Downballot races. @floydbluealdus1

        by Floyd Blue on Thu Oct 11, 2012 at 10:04:06 AM PDT

        [ Parent ]

      •  Some may. Others will not. (1+ / 0-)
        Recommended by:
        jfromga

        Our local hospital will usually work out a payment schedule, but miss a payment or make a late payment and it turns the whole bill over to a collection agency, which will then bring suit in court.  People have their wages garnished and/or lose their homes, vehicles, etc., as their stuff is sold off to satisfy the bill.

        I've seen it happen.  Only if you're utterly destitute and already have nothing to lose will they write off the bill.

        "I speak the truth, not as much as I would, but as much as I dare, and I dare a little the more, as I grow older." --Montaigne

        by DrLori on Thu Oct 11, 2012 at 11:53:44 AM PDT

        [ Parent ]

        •  true, a Hill Burton Act facility (0+ / 0-)

          which must offer a certain amount of uncompensated care is much better to work with than a purely private facility, our local county helps underwrite a certain percentage of debts at the local hospital, etc.

          And yes, most hospitals act like debt collectors with missed or late payments, no mercy.

    •  They sure don't advertise that they lower the bill (6+ / 0-)

      And this is the problem in America. If the ER is the only insurance some people have, they won't use it unless they know they have a serious, obvious problem. No one wants to argue about a bill. This causes people to wait on cancer diagnoses and heart diseases which are cheaper and easier to treat if caught early. Quite simply, the ER= health insurance causes more people to die sooner than they would have.


      i just baptized andrew breitbart into the church of islam, planned parenthood, the girl scouts and three teachers unions. - @blainecapatch

      by bobinson on Thu Oct 11, 2012 at 09:48:01 AM PDT

      [ Parent ]

    •  Sometimes they refuse what the indigent can (1+ / 0-)
      Recommended by:
      DSPS owl

      manage as unacceptable and they get booted on to collections in any case. Considering that a good credit rating is now often required for employment, the spin down the toilet is accelerated because the working poor have dared to become ill.

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