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View Diary: Is the employer mandate that easy to avoid? (36 comments)

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  •  It's bullshit (2+ / 0-)
    Recommended by:
    Bush Bites, cassandracarolina

    It's less expensive for them to pay one worker even with the slight increase in health care costs than it is for them to pay two workers without. And if they do cut back on hours, then they're stupid and their businesses will fail. So I say, go ahead, idiots, put yourselves out of business. lol.

    •  It is NOT less expensive to pay ... (1+ / 0-)
      Recommended by:
      debedb

      two employees if the employer is not paying for insurance.  And they won't go out of business because their profit margin will increase considerably.

      I predict that soon hardly any employer will pay for insurance, they'll simply give full-time employees a couple of hundred extra dollars per month and let them fend for themselves.

      "Two things are infinite: the universe and human stupidity, and I am not sure about the universe." -- Albert Einstein

      by Neuroptimalian on Sun Nov 11, 2012 at 01:45:14 PM PST

      [ Parent ]

      •  One reason it is more expensive to hire (0+ / 0-)

        two part time employees than one with more hours is that the employer pays state unemployment insurance based on employees' wages.  For example, in Maryland they pay on the first $8500; in Wisconsin they pay on the first $13000 of wages; New Jersey charges on the first $30,000.  Rates vary by state as well as the employer's claims history and can go from 0.1% to as high as 13.5%.  In addition the employer pays Federal Unemployment tax on the first $7000 of each employee's wages, at a rate varying from .6% to 6.2%.

        •  The cost of unemployment insurance ... (0+ / 0-)

          is a pittance compared to the cost of medical insurance.  Also, the higher UI rates are only paid by employers who've laid off lots of employees in the past.  In other words, the higher the lay-off rate, the higher the UI rate (generally).

          "Two things are infinite: the universe and human stupidity, and I am not sure about the universe." -- Albert Einstein

          by Neuroptimalian on Sun Nov 11, 2012 at 05:02:32 PM PST

          [ Parent ]

          •  I would think a place like Papa John's (0+ / 0-)

            would not have the lowest of rates.  Rates are also affected by more than just lay-offs.  In our case, our rate went from .1% to 3.3% for three years when a former employee claimed unemployment.   He had quit working for us to take another job, then was laid off from that job.  We actually would have been glad to have him back but he had moved out of the area.  Even though I wrote to the state unemployment commission and said we would re-hire him, our rate still went up.

            •  That's just ridiculous! (1+ / 0-)
              Recommended by:
              Lujane

              That's an extreme increase, especially given that it's purportedly related to just one employee, and one that you didn't lay off yourself.  What on earth is the world coming to?

              "Two things are infinite: the universe and human stupidity, and I am not sure about the universe." -- Albert Einstein

              by Neuroptimalian on Sun Nov 11, 2012 at 09:07:41 PM PST

              [ Parent ]

    •  wrong. it's happening everywhere and poeple are (0+ / 0-)

      spending extra time and transportation costs to shuttle between two or three small jobs. If people haven't noticed this yet they sure haven't been looking for work around here.

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