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View Diary: HHS releases draft rules on key elements of Obamacare, including pre-existing conditions (109 comments)

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  •  This is the quote that caught (4+ / 0-)
    Recommended by:
    stlsophos, Paper Cup, Sherri in TX, bkamr

    my eye -

    HHS stuck with a proposal that allows insurers to charge the oldest patients three times as much as they charge a 21-year-old. And the rates can go up a little bit with every birthday. But smokers can be charged premiums that are five times higher under the new rules.
    The entire article can be found here.

    "There is nothing more exhilarating than to be shot at without result." - Winston Churchill

    by Dingodude on Tue Nov 20, 2012 at 12:47:56 PM PST

    [ Parent ]

    •  Yikes. But then, it's WAY past time for me to (5+ / 0-)
      Recommended by:
      Rikon Snow, vc2, Akonitum, rabel, fumie


      Anyone know how many months one has to be tobacco free to be considered a non-smoker?

      202-224-3121 to Congress in D.C. USE it! You can tell how big a person is by what it takes to discourage them. "We're not perfect, but they're nuts."--Barney Frank 01/02/2012

      by cany on Tue Nov 20, 2012 at 02:16:00 PM PST

      [ Parent ]

      •  I quit after 40 years with Chantix. It is doable. (3+ / 0-)
        Recommended by:
        My Spin, speak2me, Square Knot

        I never thought I could.  That was five years ago.

        "Let's see what fresh fuckwittery these dolts can contrive to torment themselves with this time." -- Iain Banks, The Hydrogen Sonata

        by Rikon Snow on Tue Nov 20, 2012 at 02:22:22 PM PST

        [ Parent ]

      •  I just quit using the patch and the new quickmist (6+ / 0-)

        by nicorette.  It handled the overwhelming psych cravings that the patch didn't in a quick spray of the throat.

        I never thought I could but I did.  When you look at the costs of smoking to the healthcare system i can see them making a major uptick in premiums and understand it.  No matter who it is, govt or private.  That said, you gain back so much health by quitting - reduction in stroke risks let alone cancer etc it really is worth trying. And if you don't succeed the first time, try again.

        Think of what you could buy with no smoke cost and the lesser insurance cost via premiums.  Pretty good stash waiting for pick up if you look at the monetary benefits.

        Barack Obama: "These guys want to be paid like rock stars when all they're doing is lip-synching capitalism." may21, 2010

        by vc2 on Tue Nov 20, 2012 at 02:34:39 PM PST

        [ Parent ]

      •  That is a really good question (2+ / 0-)
        Recommended by:
        cany, Square Knot

        I gave up 7 years ago and have never had my self pronounced non smoker status challenged.

    •  Maybe they meant relative to the 21yo (1+ / 0-)
      Recommended by:

      A threefold increase due to age, and then the 50% surcharge for smoking.  Combined that gets you to a factor of 4.5, which gets rounded up to an alarmist five times as much.

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