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View Diary: My Car Insurance Company Tried to Screw Me Post-Sandy. I Beat Them. (104 comments)

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  •  Check your kosmail n/t (1+ / 0-)
    Recommended by:
    Burned

    Enacting our agenda requires winning elections. Oh, and me on Facebook and Twitter.

    by Mets102 on Mon Dec 03, 2012 at 05:22:58 PM PST

    [ Parent ]

    •  Thanks, very helpful (1+ / 0-)
      Recommended by:
      Mets102
    •  Please message me too (1+ / 0-)
      Recommended by:
      YucatanMan

      I was in hit and run. Gave the police and insurance lisence of car. Told them to pull security tape from the gas station.
      I was hurt and they said to go get treatment. Then the doc called and got the ok.
      Then they denied the bills and said they never said that.
      4 months and I kept after them and asked if they got the tapes.
      They said I should request them.
      Mine is SF.
      In the process of getting a lawyer.
      So please send list.
      Thanks.

      America never needed so much in the last election and got so little.

      by snoopydawg on Mon Dec 03, 2012 at 06:22:13 PM PST

      [ Parent ]

      •  Start by complaining to Insurance Department (2+ / 0-)
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        Philpm, snoopydawg

        Your state has an insurance department that has a market regulation section that will follow up with State Farm about this. Write out your story and email it to them (you can find the insurance department's website on your state's website or at the NAIC. It's usually cheaper, faster and gets better results than a lawyer. Almost every state requires your insurance to include some sort of medical coverage in your policy that is adequate for simple treatments (generally $5,000) -- without worrying about uninsured/underinsured.

        The GOP is the party of mammon. They mock what Jesus taught.

        by freelunch on Mon Dec 03, 2012 at 06:34:06 PM PST

        [ Parent ]

        •  In *some* states, that works. In red states, the (2+ / 0-)
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          a2nite, freelunch

          state insurance "regulator" is mostly an enabler of the insurance companies.  They'll do next to nothing, other than send you a nicely worded letter saying, "Sorry, due to the laws in this state, we can do nothing."

          "The law is meant to be my servant and not my master, still less my torturer and my murderer." -- James Baldwin. July 11, 1966.

          by YucatanMan on Mon Dec 03, 2012 at 07:30:18 PM PST

          [ Parent ]

        •  Thanks for the info (1+ / 0-)
          Recommended by:
          freelunch

          they are paying for $3,000 in  medical, and I get another $25,000 from the uninsured motorist , but I have to pay out of pocket first then they will decide how much to reimburse, and then I get a settlement for the injury.
          I have been in work comp hell since 98 so I know a little about how they are treating me
          I was just pissed that they never followed up on the license or tapes. The police said I didn't give them enough info.
          Maybe the license plates were stolen.
          I gave my agent an earful and after that they started paying medical.
          I am not in it for the money, but  for hell's sake, that is why I pay insurance.
          I will look into that site.

          America never needed so much in the last election and got so little.

          by snoopydawg on Mon Dec 03, 2012 at 10:49:11 PM PST

          [ Parent ]

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