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View Diary: My Car Insurance Company Tried to Screw Me Post-Sandy. I Beat Them. (104 comments)

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  •  Sadly in a place like that (2+ / 0-)
    Recommended by:
    Mets102, cany

    Even the most fair price is going to be eye-popping to people who live in small cities with great fire protection and no hurricane exposure. State access plans are the only reasonable choice unless you have a concrete bunker that won't even notice a wild fire.

    Assigned risk pools probably work better than state-sponsored companies for high risk areas. Citizens - Louisiana and Citizens - Florida have been too successful at attracting new policyholders. If either area has a large hurricane in the next year or two, the taxpayers may be asked to pick up a big tab for the inadequately priced insurance.

    The GOP is the party of mammon. They mock what Jesus taught.

    by freelunch on Mon Dec 03, 2012 at 06:43:09 PM PST

    [ Parent ]

    •  Yep, it's VERY pricey AND you have to get (1+ / 0-)
      Recommended by:
      Mets102

      liability insurance separately and flood/mud/birds falling from the sky and general anything-might-happen insurance, too.

      This year, they also imposed an additional state fee on us. THAT I am fighting because they have already said they won't defend us in wildfire, so why should I pay it? Last time they drove through--past fires and through fires--to get to a new development to defend them and let neighbors in another canyon burn.

      If I thought they would actually help us, i wouldn't mind paying. But we all know they won't. I don't blame them, actually.

      202-224-3121 to Congress in D.C. USE it! You can tell how big a person is by what it takes to discourage them. "We're not perfect, but they're nuts."--Barney Frank 01/02/2012

      by cany on Mon Dec 03, 2012 at 06:48:50 PM PST

      [ Parent ]

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