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View Diary: Pre-Employment credit checks, and unemployment discrimination. (111 comments)

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  •  Built into the law, it allows without expressed... (3+ / 0-)
    Recommended by:
    Noor B, bronte17, ClevelandAttorney

    ... permission anyone you are seeking CREDIT, INSURANCE, or EMPLOYMENT from, to obtain your credit history. The act of applying for credit, insurance or employment is regarded as your giving permission. At least that is what I think is the situation.

    At least under Federal law.... the Fair Credit Reporting Act.

    •  Yes, was going to say FCRA (1+ / 0-)
      Recommended by:
      The Jester

      is a consumer act. Used because of that "Employment reasons" I believe expressly says.

      But they must gain your permission. Don't know state to state.

      •  And if you refuse (1+ / 0-)
        Recommended by:
        The Jester

        To give that permission there is no protection in the states that don't have these laws in place from keeping the employer from throwing out your application.

        I support taking that off the application entirely unless it's a job in finance where it's actually applicable.

    •  Many years ago (2+ / 0-)
      Recommended by:
      AnotherProgressive, The Jester

      when I was a couple of years post-bankruptcy and foreclosure (my personal economic disaster came years before the national one) I was filling out an application to work at Target.  This was done on a computer, and included a test of some sort.  At the very end, there was a permission form for a credit check without which the application would not be considered.  I got up and left.  I thought the purpose of looking for a job was to be able to have money to improve things like credit.

      I was furious at the time, and still don't understand what on earth my credit history had to do with my ability to work in retail - it may even have been a seasonal temporary job, I think.

      Does privacy even exist any more?

      Republicans want to make government small enough to fit in your vagina..

      by ramara on Thu Dec 06, 2012 at 09:44:51 AM PST

      [ Parent ]

      •  That is exactly (3+ / 0-)
        Recommended by:
        ramara, The Jester, ClevelandAttorney

        The reason I wrote this. It's examples like yours, where a low skill job like target requires applicants to consent to pulling a credit report and will not consider you if you do not consent to the report.

        It's a way of employment screening and exactly why this whole practice is discrimination.

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