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View Diary: Pelosi: Just say no to raising the Medicare age (80 comments)

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  •  Hospitalization alone cost me $1,300 after (3+ / 0-)
    Recommended by:
    HoundDog, renzo capetti, whaddaya

    Medicare Part A.  Part B covers the Drs, tests, etc of which I paid 20%.  5 hospital stays finally tuned me into which part of Medicare pays what.  I can't afford the "extra" insurance since my Soc Sec payment each month is about $800 after Medicare payments.  Part D is not that much more so I have it.

    •  There may be help for you. (3+ / 0-)
      Recommended by:
      HoundDog, renzo capetti, whaddaya

      I did this diary last year so the numbers may be different. They usually go up a little each year. If your income is low enough you might be able to get some assistance paying your premiums and medications. Hope this helps.

      •  Thanks HappyinNM (2+ / 0-)
        Recommended by:
        renzo capetti, whaddaya

        I can afford the extra 189/month. And, it is almost certain I'm going to have to have an operation in 2013 for diverticulitis, and maybe an agiogram. Do you think the 2013 Advantage plans are worth it?  They include a $40 a month membership in the local help clubs.

        The means is the ends in the process of becoming. - Mahatma Gandhi

        by HoundDog on Thu Dec 06, 2012 at 12:40:32 PM PST

        [ Parent ]

        •  All I know about the Advantage plans is that (2+ / 0-)
          Recommended by:
          HoundDog, whaddaya

          they cost the government $1,400/yr more than regular Medicare. That figure precedes Obamacare, which I thought had eliminated much of Advantage. You can go to SSA dot gov to see what regular Medicare covers and then compare that to what the Advantage plan you're looking at covers. You can also compare the out-of-pocket expenses. Keep in mind that part of, if not all of that $189 is for the insurance company's profits.

          And you can start eating a shitload (pun intended) of fiber to get your inflammation under control.

      •  Thanks HappyinNM I make too much for the state (1+ / 0-)
        Recommended by:
        whaddaya

        Medicaid programs.

        Do the Drs part of Part B include big fees for surgeons?  

        The local doctor here wanted me to go into the hospital for a week drip feed antibiotics after I still had abdominal pain for diverticulitis but I decided to get this Medicare Advantage plan first because I already know the rule surgeons rule is "three strikes and your out,"  and they remove that part of the colon. I've had diverticulitis bad enough to go to the ER at least six times.

        I'm also 58 with chest pains, and family history of heart attacks, so I've been putting off the stress test they want to give too, for the same reason.  

        So I've sort of assumed it would be smart to get a Medicare Advantage plan for 2013 which a capped out of pocket cost - but when I study all the details it looks like the Advantage  plans charge exactly the same premiums and deductibles as Medicare.  

        The means is the ends in the process of becoming. - Mahatma Gandhi

        by HoundDog on Thu Dec 06, 2012 at 12:55:22 PM PST

        [ Parent ]

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