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View Diary: Still thinking about gifts for the holidays? (31 comments)

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  •  there is one reason to use gift cards: (1+ / 0-)
    Recommended by:
    xaxnar

    if you absolutely positively have to send a gift to someone in the mail, it's much better to mail a gift certificate/card than cash. Much better.

    LBJ, Lady Bird, Anne Richards, Barbara Jordan, Sully Sullenberger, Ike, Drew Brees, Molly Ivins --Texas is no Bush league! -7.50,-5.59

    by BlackSheep1 on Fri Dec 07, 2012 at 05:30:28 PM PST

    [ Parent ]

    •  why? (0+ / 0-)

      Gift cards are basically the same as cash, except with restrictions. It's not like there is any recourse if a gift card is lost/stolen in the mail either. Most retailers will tell you right up front that "this gift card you're buying is just like cash". Lose it, have it stolen, you're out of luck.

      If you are mailing the gift, a check is better than either cash or a gift card.

      •  UNLIKE checks (0+ / 0-)

        which can be forged or cash which once stolen can go anywhere ... gift cards limit the thief to use at the venue in question.

        Which is how come I've got one for a grocery chain whose nearest store is in the same town as the nearest VAMC, about 90 miles away....

        LBJ, Lady Bird, Anne Richards, Barbara Jordan, Sully Sullenberger, Ike, Drew Brees, Molly Ivins --Texas is no Bush league! -7.50,-5.59

        by BlackSheep1 on Sat Dec 08, 2012 at 12:25:45 PM PST

        [ Parent ]

        •  Still (0+ / 0-)

          the same as cash. Lost in the mail, you're out of luck. Forcing the thief to buy something at your chosen store is not exactly helpful. It's not as if the thief is going to look at the card and say, "Oh no, Best Buy, I wanted iTunes. Oh well, i'll just put this back in the mail." Either way, you're still out the money. Even if the thief doesn't want to go to that specific stores, there are still online exchanges where they can essentially trade gift cards for cash.

          With a check in the mail, if it is stolen or lost, you at least have some options. Cancel, if it's taking a long time to arrive, or pursue a fraud investigation, if someone other than the recipient cashes it. Checks have a trail.

          •  sigh. My ex, who's not the sharpest spoon in (0+ / 0-)

            the drawer, recently put his great-aunt and sister-in-law through this.
            They Fedexed him cash. The Fedex driver left it at the wrong house.

            The "trail" was USELESS.

            LBJ, Lady Bird, Anne Richards, Barbara Jordan, Sully Sullenberger, Ike, Drew Brees, Molly Ivins --Texas is no Bush league! -7.50,-5.59

            by BlackSheep1 on Sun Dec 09, 2012 at 10:15:16 AM PST

            [ Parent ]

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