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View Diary: What Obamacare means for businesses: Facts vs. fiction (135 comments)

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  •  One thing to be aware of (1+ / 0-)
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    Brian B

    Under the ACA, if your employer offers insurance and you don't take it you can still join an exchange, however, you are not eligible for any subsidy and subject to the penalty tax. If your employer offers anything at all that the ACA considers "affordable" effectively you must take it.

    The same is also true if you live in the same household as someone whose employer offers health insurance that covers the spouse or the family. If the employee takes that insurance but the other household members opt to join an exchange none of them receive a subsidy and all of them are subject to the penalty tax.

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