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View Diary: Liability Insurance for Guns (361 comments)

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  •  Why only at point of sale? (5+ / 0-)

    If you own a gun, you carry insurance – both for the guns you already own and any new ones you may buy. To stay with the car analogy – if I give my old car to my nephew he still needs to carry his own insurance. He doesn’t get around that requirement because he didn’t buy the car off a lot. The insurance requirement needs to follow the risk and the risks associated with an old gun aren’t any different from a new one.

    Also, insurance implies a lot of things people aren’t talking about. Risks associated with the use of my car are legally assigned to me because I hold both the insurance policy and the title to the car. If we are going to have liability insurance for guns, and assess risks based on the type of gun and the traits of the owner, then something like a title for guns will be needed. Some jurisdictions already require registration of all or some types of guns but for insurance to work this would need to be applied more consistently.

    Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. - Groucho Marx

    by Joe Bob on Thu Dec 20, 2012 at 08:34:12 AM PST

    [ Parent ]

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