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View Diary: The Gun Responsibility Act of 2013 (79 comments)

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  •  how many have multi-million dollars of insurance? (3+ / 0-)
    Recommended by:
    Hey338Too, mk, mwm341

    If their gun accidentally puts someone in the hospital for life, who pays that bill?

    If they are truly responsible, such insurance should be dirt cheap.  If they can't get it cheaply, chances are they're not really being responsible.

    If every gun owner had to carry $5 million of liability insurance, more would own gun safes, take gun safety courses, etc., just to lower their premiums.

    •  JMcD - if every gun owner had to have $5 million (6+ / 0-)

      of personal liability insurance, specifically regarding their guns, only rich people would have firearms. That would likely not be constitutional under Heller. While legislatures at all levels have broad gun control rights, they can't fundamentally impact access.

      The minimum liability insurance for autos is very low, in most states $30,000 - 50,000, clearly not enough to compensate anyone for a severe injury. The minimum liability requirements are so low so that poor people can afford to have the insurance needed to register a car.

      "let's talk about that"

      by VClib on Wed Jan 09, 2013 at 08:15:12 PM PST

      [ Parent ]

      •  people need cars, they don't need guns (1+ / 0-)
        Recommended by:
        wewantthetruth

        Why should I pay for their negligence?

        If they actually were as trustworthy as the NRA types keep claiming, even $5 million in insurance wouldn't amount to more than a few hundred dollars per year.

        If the risk they pose is higher than that and they can't pay it, they should not own guns.

        •  JMcD - would we claim that adding a few hundred $ (3+ / 0-)

          to the annual cost of any other constitutional right was "fair"?

          "let's talk about that"

          by VClib on Wed Jan 09, 2013 at 08:50:59 PM PST

          [ Parent ]

        •  NRA types?? STOP IT! There will be no discussion (0+ / 0-)

          if you constantly stereotype people. I know a number of gun owners who hunt to feed their families. Do they need guns, why yes they do because they are among the working poor, the ones who fall thru the cracks. They can eat much better if they get a deer or two a year. BTW, virtualy eveyone I know with guns including myself has trigger locks gun safes and store amo in a different place than the guns, been thru gun safety courses, in fact some of them teach them.

          The work goes on, the cause endures, the hope still lives and the dreams shall never die. ~ Edward M. (Ted) Kennedy

          by cherie clark on Thu Jan 10, 2013 at 07:55:05 AM PST

          [ Parent ]

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