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View Diary: Middle ground idea on gun control: Gun Insurance (242 comments)

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  •  Please explain (3+ / 0-)
    Recommended by:
    Dallasdoc, mamamedusa, FarWestGirl

    How does this law affect imposing liability insurance upon an individual owner versus the industry?  Did I read this wrong?

    Also, how would insurance be a constitutional infringement upon the right to own a gun?

    Please explain.

    "Growing up is for those who don't have the guts not to. Grow wise, grow loving, grow compassionate, but why grow up?" - Fiddlegirl

    by gulfgal98 on Fri Jan 11, 2013 at 01:00:02 PM PST

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    •  Didn't Scalia himself refer to car insurance (2+ / 0-)
      Recommended by:
      Yoshimi, FarWestGirl

      as a requirement that was constitutional?... hmmm ...must find reference....

      The road to excess leads to the palace of Wisdom, I must not have excessed enough

      by JenS on Fri Jan 11, 2013 at 01:17:50 PM PST

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    •  Intentional Acts and liability (1+ / 0-)
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      (Well, for the purposes of this response, I'm not commenting on whether the insurance passes Constitutional muster)

      Basically, there's no strict liability for a gun just because you own it.  Unless you're negligent in losing control over it, you have zero liability for whatever is done with it.  Just the same as if someone stole your car and ran people over with it.

      That leaves intentional acts, which are excluded for insurance by statute in just about every state.

      •  That's something legislation could change, no? (1+ / 0-)
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        Liability for general acts and intentional acts could be placed on the gun's owner by statute, and minimum requirements for liability insurance could be statutorily mandated as a condition for gun purchase and registration.  

        Penalities for purchase of a gun without insurance, and for selling a gun to a purchaser without proof of insurance can be included.

        Citizens United defeated by citizens, united.

        by Dallasdoc on Fri Jan 11, 2013 at 04:22:14 PM PST

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