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View Diary: Poll: Establishing the Base Line for the gun debate among Kossacks (35 comments)

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  •  All firearms (7+ / 0-)

    Insurance against theft, accidental discharge and liability insurance for misuse and insurance protection against uninsured or underinsured gun owners.

    Since insurance is regulated on a state level, states like Montana regulate differently than states like New York or Massachusetts.

    The idea is that A.) the risk pool for gun injury can be spread among all gun owners and gun owners pay into the social costs of gun ownership and B.) the poor and those whose lack adequate health insurance can be provided for in case of injury from a gun thus dealing with a health care cost, and C.) insurance companies push for biometric guns so risk of theft is severely reduced.   Also would be a way to stop gun trafficking.

    Washington and Colorado said that you've got to legalize it. Hope the DOJ respects that.

    by pistolSO on Sun Jan 20, 2013 at 01:21:43 PM PST

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    •  Would it be a standardized rate? (1+ / 0-)
      Recommended by:
      pistolSO

      I'm asking because I imagine numerous scenarios. Old guy w/shotgun in rural area. Urban area with a high crime rate. Hand guns, rifles, ect. Different risk rates. Also, any idea on the Constitutionality on insurance on a right? Or the misuse by others...

      I'm trying to run all the possibilities through. I'm interested in this idea, but I keep seeing potential landmines. Like the right to free speech. We all know that there are limits on speech beyond yelling fire. Libel Slander Threats But, can we force everyone who uses speech to insure themselves because some misuse it?

      I don't know, I'm just rambling.

      "The scientific nature of the ordinary man is to go on out and do the best you can." John Prine

      by high uintas on Sun Jan 20, 2013 at 02:01:14 PM PST

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      •  It's called insurance underwriting on the (3+ / 0-)
        Recommended by:
        splashy, pistolSO, Hey338Too

        basis of acctuarial tables. Create the insurance requirements and the standard insurance industry "bean counters" will go to work on the pricing, risk placement, etc.

        There can be no protection locally if we're content to ignore the fact that there are no controls globally.

        by oldpotsmuggler on Sun Jan 20, 2013 at 02:46:40 PM PST

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    •  Or maybe a tax on guns and ammo (4+ / 0-)
      Recommended by:
      pistolSO, high uintas, profewalt, a2nite

      to go towards the cost of covering medical and surgical treatment of GSWs.  Our nation's trauma response system is funded largely by the federal government through Medicaid and supplemental funding to the states.

      Also we need the CDC/NIH Institute for Injury Prevention to not have their hands tied by congress, who have prevented them from studying anything that might "lead to gun control measures."  Also the ATF needs to be able to collect data and store it on a computer database, that can be used by researchers (also prohibited by an act of congress) to study the specifics about gun injuries and deaths that can point to ways to mi imize them.  It is difficult to have this "discussion" about gun violence when we don't have basic data on the injuries and epidemiological patterns.

      •  Agree on studies and databases (2+ / 0-)
        Recommended by:
        pistolSO, a2nite

        Also, I think a designated tax might be the best way to handle the impact of gun violence and misuse, easier to do legally. Maybe. I'm certainly not a lawyer.

        "The scientific nature of the ordinary man is to go on out and do the best you can." John Prine

        by high uintas on Sun Jan 20, 2013 at 02:25:54 PM PST

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