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View Diary: Obama administration issues rules for individual mandate, America continues to exist (94 comments)

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  •  further (0+ / 0-)

    part of the point is that if I DID get sick, then I can just sign up for insurance then - they will have to take me.

    •  not if it's sudden (1+ / 0-)
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      GayHillbilly

      You won't get coverage for bills you've already run up, and while you momentarily don't have anything to lose in bankruptcy, that won't always be the case.  If you apply for insurance after you're sick, the insurer could just take it's time processing your application. Also, don't assume bankruptcy will get you out of all bills. Remember how upset a lot of us were about the bankruptcy law back in I think it was 2005? There are personal debts that can't be discharged in bankruptcy. I don't know the details, but I know I don't want to learn the hard way.

      •  Correct (0+ / 0-)

        But when we are talking about the calculation of premiums vs. chance if needing lots and lots of medical care, the fact that you can still get insurance for expensive but not sudden ailments makes it even less of a risk than it would otherwise be.

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