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View Diary: Employer-covered health care rare for part-time employees (62 comments)

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  •  ACA is such (0+ / 0-)

    a waste of time and money.  What an administrative headache.

    Of course it will be cheaper to pay the fine than to insure employees. $2000 is only 166 per month.

    And I can't wait to get fined for not buying insurance.

    The banks have a stranglehold on the political process. Mike Whitney

    by dfarrah on Mon Feb 04, 2013 at 12:22:15 PM PST

    •  That $90 per year tax penalty (3+ / 0-)

      ...assures you that you can buy insurance when you get sick or critically injured. No questions asked.

      Denial is a drug.

      by Pluto on Mon Feb 04, 2013 at 02:31:47 PM PST

      [ Parent ]

      •  ? I don't see the logical consistency here (1+ / 0-)
        Recommended by:

        between your earlier posts and this one--unless the exchanges will be open to ALL who are otherwise uninsured, and premiums will be set at a reasonable cost. I seem to recall some indication that older folks can be expected to pay up to three times the rate a younger person would be charged. That may be fine from an actuarial point of view, but it doesn't make it affordable.

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        by peregrine kate on Mon Feb 04, 2013 at 06:47:06 PM PST

        [ Parent ]

        •  The question is not about affordability (0+ / 0-)

 I read it, Kate.

          This may be someone with assets who can afford to buy insurance -- but chooses to pay the $90 penalty (year one) instead.

          Should that someone suddenly develop a chronic illness like diabetes -- at that time, they can buy insurance and be covered.

          Sometimes, we think the exchanges are about affordability. But they are designed to serve ALL people who can afford insurance. No one will be turned away. Not even part time workers (with big commissions). No one will be blocked from buying insurance. Now or when they get sick. That's actually an improvement, since people who can afford standard insurance are currently blocked due to a wart they had when they were seven years old, etc.

          There will be three age level prices -- but one is not three times higher than the other. They are much more modest.

          Denial is a drug.

          by Pluto on Mon Feb 04, 2013 at 07:05:03 PM PST

          [ Parent ]

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