Skip to main content

View Diary: GAH! Just Stop making Employees the Metric for Which Businesses Must Comply with the Law (13 comments)

Comment Preferences

  •  Make MedicAID the Public Option (2+ / 0-)
    Recommended by:
    HeyMikey, ColoTim

    and here's how:
    The exchanges in ACA offer competing plans from 4P insurance companies. If you make too little to afford any of them, there is a subsidy available. That goes up to something like 400% of povertyline (someone correct me if my numbers are wrong).
    What I'd like to see is MedicAid put into the exchanges to take the place of the subsidies. Just open it up to people up to 400% or 500% of the povertyline, possibly with a small premium for those between 200% and 500%.
    It would be much cheaper that subsidizing the 4Ps, it would attract a lot of young people, just starting out in the workforce, who's healthcare needs are minimal, it would form the catastrophic coverage that younger people need, it would expand MedicAid's base a lot, with healthier people.
    By de-stigmatizing MedicAid, a poverty program, and including a wider, more active membership, demand would improve the coverage for all.
    My reason to do that rather than MediCare, is that MediCare is geared to older people, it's a different kind of coverage therefore. What I'd like to see there is to bring the eligibility age down to 50. That would bring somewhat younger, healthier people into that system, helping to stabilize it's finances, too. Getting seniors into the system earlier and emphasizing wellness programs and preventative care, rather than strictly the reactive model, will make for healthier seniors overall.
    In the long run, with MedicAid in the exchanges and MediCare expanding younger, eventually market forces will drive the Insurance leaches out of the business, we will achieve Single Payer in the void they leave behind.
    The health insurance company that I paid ridiculous amounts to for almost no coverage, got out of the Health Insurance business when ACA passed. Seems that sucking out 15% of the premiums for profit and salaries wasn't enough for them.

    If I ran this circus, things would be DIFFERENT!

    by CwV on Tue Feb 05, 2013 at 11:25:03 AM PST

    [ Parent ]

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site