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View Diary: We Just Found Copies Of Your License, SS Card, And Health Records - In A Public Recycle Bin (19 comments)

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  •  I just signed up for a new doctor/clinic (4+ / 0-)

    as required by our new health insurance (sigh).

    Their form asked for full name (including maiden name), dob, ssn, driver's license, mother's maiden name, and since our insurance is through my husband's job, all that info for him too, plus his employment info, including position, and some other info.

    I provided my name and my date of birth and the essential info on our insurance:  group number,  my husband's first and last name and employer's name. That's it.

    Health insurers started providing member numbers instead of using SSNs years ago, so physicians don't need SSNs unless they're dealing with Medicare, Medicaid or another government program.  That other stuff? They don't need it. Many places like to request it upfront when everyone is friendly in case you don't pay your bill later. It's easier for collections actions.

    The clinic I'm going to is a state university clinic. The state knows where to find me. The state certainly has the capacity to get its money from me if I don't pay my bills.

    I provide info on a need-to-know basis to companies. That means, for example,  that I don't give out my birthday to companies that provide me email, or a social media account.  I only give my SSN to companies who require it, like banks, the government and companies from whom I would like to get credit.  My driver's license? Same.

    Giving one piece to one entity creates an opening for identity theft. Handing over everything to an entity (especially one that doesn't even need it, because if they're asking for it without cause, that shows they're unprofessional), is just setting yourself up.

    I just draw a straight line through those sections on the application so it's clear that I've seen it and refuse to fill it in. They glance at the form and I smile at them. And we continue with our business.

    More people need to say "no."

    © grover

    So if you get hit by a bus tonight, would you be satisfied with how you spent today, your last day on earth? Live like tomorrow is never guaranteed, because it's not. -- Me.

    by grover on Thu Feb 14, 2013 at 11:40:11 PM PST

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