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View Diary: Boomers Die Hard, if Long-Term Unemployed (112 comments)

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  •  The unreachable standard (14+ / 0-)

    they set up to qualify one for disability is to insist they can do NO work. Not just if they can do enough work to support themselves. Combine that with the lack of health insurance-lack of medical records- and going on disability is a race to see if you die before they pay out Social Security.

    "Til you're so fucking crazy you can't follow their rules" John Lennon - Working Class Hero

    by Horace Boothroyd III on Thu Feb 14, 2013 at 06:23:20 AM PST

    [ Parent ]

    •  I beg to differ. My daughter, age 25, receives (5+ / 0-)

      disability.  And I did her appeal myself.  I am not saying it is easy, but there are many categories of illness and disease that people get disability for fairly readily which does not preclude them from being able to work.

      My daughter was in none of those categories - she actually has a pretty rare condition, which actually made our case more difficult.  She can function pretty well most of the time, but there are days she cannot walk at all.  And she generally lands in the hospital once or twice a year, sometimes needing only a few days recovery, other times, months.  

      I think one of the biggest determinations of whether you will get disability benefits, is unfortuntately, the ALJ - not your medical history or actual ability to work!

      "Don't Bet Against Us" - President Barack Obama

      by MRA NY on Thu Feb 14, 2013 at 06:32:09 AM PST

      [ Parent ]

      •  Children get a pass. (3+ / 0-)

        Apples and oranges.

        And I bet you had insurance for her and medical records of the ailment that they use to determine disability.

        "Til you're so fucking crazy you can't follow their rules" John Lennon - Working Class Hero

        by Horace Boothroyd III on Thu Feb 14, 2013 at 06:40:35 AM PST

        [ Parent ]

        •  Yes, we did have insurance (medicaid most of her (1+ / 0-)
          Recommended by:
          worldlotus

          years) and medical records.  But I don't think "children get a pass" .  We actually did not file until she was 18, since she wouldn't have qualified earlier due to my income, so she was already an 'adult,' at least technically :).  Thing is, she could not do most entry level type work - retail, waitressing, etc.  - she tried a few times (retail, bank, child care).  But since her expected earnings at that age would be low, they felt that she could be a telemarketer!  Since we were able to disprove that, among other things, we eventually won.  took 5 years though.

          "Don't Bet Against Us" - President Barack Obama

          by MRA NY on Thu Feb 14, 2013 at 07:59:11 AM PST

          [ Parent ]

      •  What I wrote has nothing to do with your (2+ / 0-)
        Recommended by:
        JVolvo, worldlotus

        daughter. I'm really glad she has you to be her advocate.

        I'll venture a guess that your daughter wasn't laid off and collecting UI based on a claim against her former employer while you were adjudicating her SSDI claim, was she?

        If she was, I'll stand corrected.

        •  no, but even people who are blind or wheelchair (0+ / 0-)

          bound can and do work.  that was my point.  and certainly for less physically restrictive disabilities - cancer, mental illness, etc - there are more work options.

          I just disagree that it is a problem for someone with a disability to claim unemployment, then apply for disability after that has run out.

          "Don't Bet Against Us" - President Barack Obama

          by MRA NY on Thu Feb 14, 2013 at 08:04:25 AM PST

          [ Parent ]

          •  Okay, you can hold onto your opinion for (0+ / 0-)

            whatever reason you want to hold onto it.

          •  You are missing a central fact about UI insurance (4+ / 0-)
            Recommended by:
            Sparhawk, tofumagoo, JVolvo, worldlotus

            UI insurance is based upon your already proven prior ability to work over a period of at least the 5 prior months.

            Your daughter's claim is based on her proven lack of prior employment history.

            A hostile employer has a large incentive to deny or challenge a UI claim if they have any evidence that you are claiming disability after certifying that your were not disabled.

            As I said, earlier, I'm glad your daughter has such as fierce and determined advocate in you and hope she finds assistive technology that can help her develop whatever capabilities and dreams she has.

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