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View Diary: Human Lives Lose To Bean Counters: High Risk Pools Closed to New Applicants (117 comments)

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  •  I don't think anyone is denying the (0+ / 0-)

    right of private insurance companies to exist. However, current;y regulations seem to protect the companies, not their clients. Insurance companies once wagered that they'd make profit off most people staying healthy while consumers bet they'd need insurance one day. Now, insurance companies have figured out how to limit the amount of care when needed to outright cancelling at the most desperate time. Regulations have attempted to stop that practice but the companies always find do-arounds. What I learned when a car bit off my foot, was this: I paid my premium monthly, even after the accident. I of course sued the drivers and won. The insurance company came after my settlement. It turns out that had they been able to reattach my mangled blog of ankle and foot, I would have been "whole" so I would have had to pay them back. I had a top personal injury attorney (one who another friend used only by saying his name and got her settlement after almost of year of correspondence after another driver messed up her foot when he crossed a median doing 80 mph), and that's what he told me.Basically, you give them money for them to lend back to you.

    "You must not lose faith in humanity. Humanity is an ocean; if a few drops of the ocean are dirty, the ocean does not become dirty." Mohandas Gandhi

    by cv lurking gf on Sun Feb 17, 2013 at 08:45:30 AM PST

    [ Parent ]

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