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View Diary: I feel sorry for health insurance companies. Yes, I said that. Why? This Time report must be read. (228 comments)

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  •  About 15 years ago, I had surgery (17+ / 0-)

    Laproscope to repair a hernia tear.  I remember getting a surgeon bill for like $20K dollars.  For like an hour of essentially out-patient surgery.  I called the doctor's office, and was told to ignore it.  They send the huge bill to the insurance company and simply accept whatever the insurance company sends.  They want to make sure they get the entire capped amount, and rather than charge LESS than that amount (which the insurance companies won't reveal), they make sure they charge more.  I never got another bill from the surgeon.  

    The struggle of today, is not altogether for today--it is for a vast future also. - Lincoln

    by estamm on Thu Feb 21, 2013 at 08:51:27 AM PST

    •  four years ago, (7+ / 0-)

      my husband had hernia surgery on an out patient basis.  He checked into the hospital in the morning and was released late that afternoon.  Our insurance paid all but $200 of the bill, but we were given a copy of the bill to see.  I was shocked to see that the total bill was five figures.  Of that amount, the least expensive charge was that for the surgeon.  Anestheology was slightly more with the bulk of the bill being various hospital charges.

      "Growing up is for those who don't have the guts not to. Grow wise, grow loving, grow compassionate, but why grow up?" - Fiddlegirl

      by gulfgal98 on Thu Feb 21, 2013 at 10:00:59 AM PST

      [ Parent ]

      •  The hospital charges are absurd... (1+ / 0-)
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        I had nasal surgery to correct a deviated septum.  My insurance company received an astronomical bill for like $15000 for room cleaning and other miscellaneous bullshit.  For some reason when I had shoulder surgery to remove a plate in my shoulder (I'd broken my clavicle when in Europe the year before), this strangely high charge was not assessed.  

        The whole system is just ridiculous.  There's no rhyme or reason to anything, and I guess if I were uninsured I'd have bill collectors hounding me to pay that $15,000 bill.  I actually felt bad for my insurance company for having to pay it.  

        On another note, it cost less for me to get the plate put in my shoulder over in Germany, even though it was a much more difficult surgery since my clavicle had basically been shattered into 3 fragments, whereas the surgeon here just had to take it back out.  I paid cash for it and it was only about $2000.  Here the cost was like twice that for a 30 minute surgery.  

        It's just fucking bullshit.  

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