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View Diary: I feel sorry for health insurance companies. Yes, I said that. Why? This Time report must be read. (228 comments)

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  •  Health care is an absolute scandal in this country (4+ / 0-)
    Recommended by:
    stevej, james321, ladybug53, Ramoth

    My biggest and bitterest complaint about ACA is that it didn't attack the real problem.

    Yes, it did a few nice things with regard to insurance, but that's just the outer layer -- and a surprisingly thin one.

    I still get burned up thinking about last summer when my wife got a "possibly" bad result on a mammogram.  Trying to find the price of procedures was literally impossible. Getting doctors to talk to us like adults on the pros and cons of things was nearly impossible.

    To be honest, the whole thing felt like a care salesman trying to push you into the next expensive model and -- oh yeah! You want the rustproofing, don't you?

    And the final cost?
    Frightening.

    LG: You know what? You got spunk. MR: Well, Yes... LG: I hate spunk!

    by dinotrac on Thu Feb 21, 2013 at 12:33:01 PM PST

    •  It always comes back (5+ / 0-)

      to added value. The question is what value do the insurance industry add? The answer is zero - they are parasitic by definition.

      For HCR to be meaningful that whole industry must be sidelined.

      •  Unless the ACA is repealed, that ain't gonna (0+ / 0-)

        happen.

      •  Don't know that I agree with you. (0+ / 0-)

        In our case, with high deductibles, the value is debatable, although they did pick up the cost of diagnostic procedures.

        The real culprit in our experience was the doctors and other service providers (though one hero stepped up with some rationality).

        The administrative role played by the insurance company actually did make our lives easier.  The hospital and doctors?

        Not so much.

        LG: You know what? You got spunk. MR: Well, Yes... LG: I hate spunk!

        by dinotrac on Thu Feb 21, 2013 at 06:25:34 PM PST

        [ Parent ]

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