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View Diary: Gun Owner Insurance (106 comments)

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  •  I believe that is the point behind this... (3+ / 0-)

    ... kind of insurance.  Not only to make sure that the victim of the weapon doesn't have to rely on the weapon owner's financial solvency to be compensated for loss or injury, but to make sure that society is not responsible for the loss or injury as well.  In addition, one would imagine that premiums would be lower for people who prove that they are securing their weapons from theft or misuse by others in the household.  Lastly, an owner who has "lost" a weapon, even if it isn't used in a crime, will face steeper premiums the next time he or she tries to purchase a weapon.

    I haven't been here long enough to be considered a Kossack, does that mean that I'm just a sack?

    by Hey338Too on Thu Feb 21, 2013 at 04:58:50 PM PST

    [ Parent ]

    •  There are concealed carry laws in many states (1+ / 0-)
      Recommended by:
      Sandino

      and some of them (Florida) allow you to meet threat with force above and beyond your own fist...

      So where does this insurance help? It doesn't. It's a clever way to start a discussion- but real gun regulation is the domain of government. And insisting on insurance isn't a way to solve the problem- unless the problem is job creation for insurance sales people.

      The day is coming when a single carrot, freshly observed, will set off a revolution. Paul Cezanne

      by MeToo on Thu Feb 21, 2013 at 05:07:16 PM PST

      [ Parent ]

      •  As of 2008 the cost of gun violence to society... (3+ / 0-)

        ... was $100B per year.  Why should you and I pay for that when the gun owners should?  The idea behind insurance is that those costs would come from the pool of money paid for by gun owners, not from local, state, or federal governments.

        I haven't been here long enough to be considered a Kossack, does that mean that I'm just a sack?

        by Hey338Too on Thu Feb 21, 2013 at 05:15:46 PM PST

        [ Parent ]

        •  So then why should that money be funneled (2+ / 0-)
          Recommended by:
          noway2, Sandino

          to private insurance companies, and not back into the public good? Sorry, but the onus of insurance is not a progressive response to the problem. Violence is a social and cultural issue that is better understood through philosophy- and probably silly things, like marketing and social media.

          (And please), violence and I are too well acquainted. Money cannot buy and insurance cannot remedy my losses. Solve the mental health issues in our culture and most of the need for gun violence will magically evaporate.

          The day is coming when a single carrot, freshly observed, will set off a revolution. Paul Cezanne

          by MeToo on Thu Feb 21, 2013 at 05:52:57 PM PST

          [ Parent ]

          •  In order to even make sense of this issue (0+ / 0-)

            it would be necessary to establish who these "gun owners" are beyond the abstract.  It is being used, deliberately as an abstract straw man to mean anybody but me and in practice it doesn't hold up or make sense.

        •  Hey - the cost of auto accidents above (1+ / 0-)
          Recommended by:
          Kentucky Kid

          the amounts insured, would dwarf gun violence. Why don't we make make the at fault car drivers pay for it?

          "let's talk about that"

          by VClib on Thu Feb 21, 2013 at 06:12:07 PM PST

          [ Parent ]

    •  Society should be held responsible. (1+ / 0-)
      Recommended by:
      MeToo

      Crime is a social failing.  Where the solvency of the criminal in dispute, society as a whole should step in to help make the victims whole.  Unfortunately, the United States is woefully inadequate when it comes to victims welfare.

    •  First - find all the guns (0+ / 0-)

      I'm not tellin'.

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