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View Diary: $1,216.12 per month, or as I call it, my Bankruptcy Avoidance/Health Care Insurance Premium (20 comments)

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  •  HIPAA is worse. So are high-risk pools. (0+ / 0-)

    Once you run out of COBRA, if you or your family have any kind of serious health condition your option for continuing coverage (pre-ACA) is HIPAA, which means you get an individual, not a group plan. Only plus is that it is guaranteed issue. But mine is even worse than the COBRA plan you describe and more expensive to boot. In theory also you could sign up for a state high risk plan but that is worse still.

    I am counting the months to Obamacare. It is going to really significantly help those of us who have exited the workforce but are many years from Medicare.

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