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View Diary: How to Deal with Collection Agencies, if you must (77 comments)

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  •  This times a million (6+ / 0-)

    Talking to debt collectors is the quickest way to reset the statute of limitations. Unless you owe so much that you're going to get dragged to court, or you've suddenly become wealthy overnight, I don't understand what the benefit is in talking to them - your credit report is ruined for longer than it would be if you ignored them all together, and you're paying someone who bought your debt in order to harass you.

    "...we can all shut-up and go back to our caves." - Leonard Bernstein

    by progdog on Thu Mar 14, 2013 at 01:38:29 AM PDT

    [ Parent ]

    •  This times a million more (2+ / 0-)
      Recommended by:
      JerryNA, progdog

      CA's know that they are attempting to collect bad debt. I cannot remember as I've never dealt with, but do not think they can trick you. If it has been a long time, talk to an attorney.

      There are ways that they can get you to revive a dead debt.

      Wish I knew if Illegal. I just have never focused on it.

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