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View Diary: Why do we have Social Security anyways? (101 comments)

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  •  Sadly, to receive full benefits you have to (3+ / 0-)
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    jamess, The grouch, BusyinCA

    hang in a little longer. I wasn't eligible for full benefits until I reached 66. The full retirement amount goes up by a month or two every so often (I can't remember what I read a year ago), up to age 67. The information is on the SSA dot com site. You could have begun drawing benefits at 62 (a lesser amount), so if you can't make it, you have that to fall back on. Whatever you pay in will be returned to you in benefits, so you won't lose anything if you can't hang in for the full benefits. That is to say, if you choose to retire at 65, you'll get a higher benefit than if you retired at 62.

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