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View Diary: $43,286 (134 comments)

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  •  I think your blaming (3+ / 0-)

    the victim in this health crisis, perhaps you didn't mean to sound that way.  But, having a pre-existing condition I had to go on the federal insurance program because I couldn't get insured.  But, it wasn't affordable as it sounds, I could no longer work, and waiting for disability, but the premiums for someone like me were running around $1,200.00 a month.  And as the diarist explained he was having a hard time affording his meds.  I wish people truly understood that when your income is cut off for whatever reason it get very tight very quickly and shelling out even an extra $200 to $500 bucks a month is just not possible.

    "During times of universal deceit, telling the truth becomes a revolution­ary act. " George Orwell

    by zaka1 on Thu Mar 28, 2013 at 12:07:56 AM PDT

    [ Parent ]

    •  No PCIP premium came close to being (1+ / 0-)
      Recommended by:
      zaka1

      $1200 per month that I am aware of, except maybe in Alaska.  For example, in California, rates for a 60-64 year old were a little over $500/month. The PCIP program often gets confused with previously-existing state pre-existing condition plans, some of which did cost that much.

      The diarist specifically said he was looking for private insurance.  

      In the two years since the lay off I have been unable to find an insurance company that will take me
      If he thought he could have afforded private insurance then he could have afforded a PCIP premium.
      I'm not saying he could have afforded either, but if he could have afforded the former (which he implied) he could have afforded the latter, so it is extremely unfortunate that, for whatever reason, he didn't apply to the PCIP program.

      I am not trying to blame the victim.  I am saddened that he was not aware of the program and dismayed that, despite my and others best efforts on this site, we were not able to make him aware of the program when he needed it.

      How many others in similar situations suffered unnecessarily or even died?  It is dismaying.

      •  Honestly, (0+ / 0-)

        I know you not trying to blame the victim, but I'm going to sick with what I said above, even two or three hundred dollars a month for insurance is still a steep step for many.  I know a lot of people find it hard to believe that such amount is difficult for people to pay out monthly, but it is.  I went to a gathering for people with MS and there was one woman there that had MS, but was not getting medical care because she couldn't afford the insurance premiums.  I sent her the whole website about getting insurance for as little as two to three hundred dollars, but she still couldn't afford it.  And I don't think a lot of people understand how little extra money others have for insurance especially for what it costs just to keep a roof over you head and you home heated (and I'm not talking about keeping your themo at 72).  

        This last cold spell we had I kept my themostat at 65 and I still had a $175.00 heating and electric bill.  And now my car is in the shop which will be $500.00 and there goes the money I was saving for an eye exam and glasses.  Even Medicare B is costing around $200.00 and I would love to drop that and pay for other things I need.  But, that extra two hundred bucks a month just kills.

        "During times of universal deceit, telling the truth becomes a revolution­ary act. " George Orwell

        by zaka1 on Thu Mar 28, 2013 at 02:45:32 PM PDT

        [ Parent ]

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