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View Diary: Line of credit. Line of lies. (87 comments)

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  •  You have to wonder . . . (16+ / 0-)

    she probably knew and thought about all this that's been in the papers and TV about the big banks and applied for the telemarketing job anyway. It's a job, fer Pete's sake.

    She was young, so she may well have children to feed. That narrows your choices pretty fast. You do what you need to do for your family.

    It's like that line from the movie, "The Green Mile." John Coffey explained how the killer told each little girl he would kill her sister if she screamed.

    "He used their love against them, and its like this all over the world."

    No, I think I talked to a young Mom just doing what needed doing for her family, just like Carlos, just like me, just like you. The message went nowhere at Wells Fargo.

    It might go somewhere posted here.

    "The rule of the wise must be absolute . . . rulers ought not to be responsible to the unwise subjects." ~ Professor Leo Strauss

    by antifa on Thu Apr 18, 2013 at 04:55:42 PM PDT

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    •  She probably doesn't even work for Wells. (24+ / 0-)

      She probably works for one of the many telemarking firms in the country.  There is one not far from where I sit.  They are commonly located in college towns, since students are always looking for a few extra bucks and the telemarking firms actually tend to offer pretty flexible hours.  

      It's a big, non-descript building in an industrial park.  Inside are several hundred cubicles with a computer.  The employee plugs a headset in, and the thing autodials to the numbers programmed into the marketing database.  The script then pops up on the screen, along with the person's name.  

      They get paid hourly, and often might get a performance bonus.  

      It's a pretty shitty job, but to a college kid it means they can take their boyfriend or girlfriend to a movie on friday night, buy some ramen noodles and maybe a book or two.  

      I've talked to students that work there.   One day they are cold calling people for home security services.  Next day, they're calling magazine subscribers to get them to renew.  On other days, the calls are incoming, and they're taking donations for the local NPR or PBS fundraising drive.

      The person who called the diarist didn't know all that stuff about Wells because she didn't care.  It's absolutely possible that tomorrow, she'll be setting appointments for lawn care services or vinyl siding contractors.    


      •  I hear lots of people at the local telemarketing.. (12+ / 0-)

        ...firm look forward to NPR and PBS fund raising weeks.  In that case, the calls are incoming rather than outgoing, so you're talking to people who called you and actually want to give you money on their own volition.  All you have to do is "smile with your voice" and take down their credit card information and how much they want to pledge.  

      •  I was thinking the same thing, (2+ / 0-)
        Recommended by:
        radarlady, 6412093

        that maybe Wells Fargo contracted out their telemarketing.

        That is my only quibble with this outstanding diary: antifa could have been nicer to the telemarketer and maybe sneaked a little information into her world view, flies and honey and all that.

        Question: Doe anyone know who laundered more Mexican drug money, Wells Fargo or HSBC?

        Reaganomics noun pl: belief that government is bad, that it can increase revenue by decreasing revenue, and unregulated capitalism can provide unlimited goods for unlimited people on a planet with finite resources.

        by FrY10cK on Fri Apr 19, 2013 at 06:51:28 AM PDT

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      •  And why is there not enough money for anything (5+ / 0-)

        worth while? Because Congress, which is tasked with managing the currency, has set up a laundering operation in which dollars issued by the Treasury first have to pass through the private banks so they can take a cut and then lend it back to the Treasury for an additional cut, which then gets added to the national debt and has to be paid off out of current tax receipts. A triple treat for the investors is a triple threat for the working stiffs.
        Investors "making" a profit involves the exaction of many pounds of flesh.

        Vicarious cannibalism is what we're looking at. It operates almost unnoticed because all the functions are delegated to people whose tools are figments of the imagination. Dollars can kill leaving less of a trace than a laser. It's almost like magic -- the magic of the market. People die before their time left and right and nobody really knows why. It's the miracle of deprivation.

        We organize governments to deliver services and prevent abuse.

        by hannah on Fri Apr 19, 2013 at 07:47:23 AM PDT

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        •  Very well put. (3+ / 0-)
          Recommended by:
          shaharazade, Laconic Lib, hannah

          With at least $32 trillion dollars sitting offshore -- instead of circulating in our domestic economy -- the outright failure of mature capitalism is becoming apparent to even the dimwits in Congress.

          The natural progress of unregulated capitalism inevitably leads to most of the money being held by a very few persons. It's accomplished through the magic of compound interest.

          In the end stages of capitalist economies, governments are easily purchased, regulators are co-opted and muzzled, laws are re-writable on demand to benefit corporations, and the wealthy operate completely above the laws of the land.

          Our fiat economy and hollowed out government now serve no purpose except to continue to separate anything of real value from working Americans and give it to the already wealthy. The rentiers who never work, and never will.

          Little old ladies on Social Security and a VA pension pay more in actual taxes than Wells Fargo and Citibank combined. That bears some thinking about.

          "The rule of the wise must be absolute . . . rulers ought not to be responsible to the unwise subjects." ~ Professor Leo Strauss

          by antifa on Fri Apr 19, 2013 at 09:23:44 AM PDT

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    •  To me, the more important message (1+ / 0-)
      Recommended by:

      is the hope, the idea, the seed of promoting further actions along the lines of what you did for Carlos, rather than the wells Fargo part.

    •  The GDP of Mexico is $1.15 Trillion (0+ / 0-)

      You can find the source here:

      "let's talk about that"

      by VClib on Fri Apr 19, 2013 at 04:36:30 PM PDT

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