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View Diary: Line of credit. Line of lies. (87 comments)

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  •  This post, especially after your diary, is leaving (6+ / 0-)

    me speechless.  For a minute.

    I'm trying to comprehend the mindset of someone who spends so much time and effort into coming up with ways to make the lives of some peons working for minimum wage as miserable as possible because they happen upon your number to call, and then thinking he deserves kudos for it.  I'm not getting there.

    You do have a couple other options.  One is putting your number on the do not call list.  The other is to make the disconnect click happen yourself as soon as your realize it's a telemarketer.  And the third is to courteously say "I'm not interested", and then hang up, recognizing it's some poor schmuck trying to put food on their family's table.

    I'm not certain whether this diary was intended to impress us with your brilliance exhibited by your rant or your willingness to abuse people that have it no better in life than Carlos.  Whichever it is, I'm not impressed.

    "If you trust you are not critical; if you are critical you do not trust" by our own Dauphin

    by gustynpip on Fri Apr 19, 2013 at 06:15:04 AM PDT

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    •  We put our number on the do not call (4+ / 0-)
      Recommended by:
      6412093, shaharazade, boudi08, Kimbeaux

      list. Multiple times. Doesn't work too well. Call volume goes down only temporarily.

      I don't condone berating or making fun of telemarketers. Neither do I condemn people who do, although faking bodily injury or death is particularly mean.

      The animus is directed toward the company ostensibly making the call (Wells), not the actual caller. But since there's no way to berate Wells Fargo, their rep (who interrupted my dinner again) will have to do. Somebody's gotta pay! It's human nature.

      My technique is to have the caller explain everything before I say No Thanks. Wells then has access to fewer people (I'm taking one for the team), hence fewer sales, yet the actual caller still gets paid with a minimum of confrontation.

      •  There are very specific and fairly substantial (0+ / 0-)

        penalties for violating the do not call list and you can personally make out like a bandit if you're getting them.  You simply sue the company, and I believe can even do it in small claims - although I'm not certain of the details.  

        If it's some of the sham companies from other countries, you'll still be out of luck, but if it's a company in this country, make them pay.  I believe the amount of an award is spelled out in the law, and you can a judgment for each improper call you receive.

        "If you trust you are not critical; if you are critical you do not trust" by our own Dauphin

        by gustynpip on Fri Apr 19, 2013 at 08:02:53 AM PDT

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        •  Actually, not quite that simple (1+ / 0-)
          Recommended by:

          It doesn't have to be a company from another country. They just have to give you a false name. If you buy something from them, you create a relationship with them, so even if you find out their real name you can't really sue them. If you don't, you never know it's a false name until you try to go after them.

          Plus, the do-not-call list does not apply to any company with which you have a prior business relationship. So if you've ever had an account with Wells Fargo, they can call you more or less forever. If you ask them to stop calling you, they are supposed to, but if they have multiple subsidiaries then each one is allowed to call you until you tell them to stop, if you had a relationship with any one of them. And blah blah blah. The rules are honored much more in the breach, when they're honored at all.

          And then there are the companies that 'raise money for charity', by calling up everyone, getting them to pledge $100, and then giving $7 to the charity. They are exempt from the do-not-call list, and are not required to stop calling you under ANY circumstances. Even if you ask, they just have to stop calling you on behalf of the specific charity that they were calling you on behalf of, and the laws around that are sufficiently byzantine (Do they get to start anew with a new list each time they are hired by the same company? So you only get taken off the list until the current contract expires? Some of them certainly think so.) that they don't protect you at all.

          And then there are the collection companies. Which apparently can harass me with absolute impunity because I refuse to give them the last four digits of my social security number so they can 'verify that it is not me that they're looking for'. But, of course, you know that information goes into my file. Which is the last thing I want.

          I don't condone yelling at telemarketers, but I certainly understand it.

    •  Most of the "facts" cited by the diarist (2+ / 0-)
      Recommended by:
      gustynpip, VClib

      are either gross distortions or out-and-out wrong. I'm certainly no fan of TBTF, and I'll probably be accused of being a shill just for pointing this out, but the amount of misinformation accepted as fact on this site is just amazing to me.

      •  Very true (2+ / 0-)
        Recommended by:
        Kimbeaux, VClib

        For example, $378 million is not a third of Mexico's GDP.  That's absurd and actually a little offensive - it sort of insinuates that Mexico is a shitty little poor third world country, and not the second largest economy in Latin America after Brazil.  

        It's 0.00032 of Mexico's GDP which is actually about $1.16 trillion.

        I dislike the banksters as much as anyone, but stopped reading at that point.  We're reality based, and we need to be a little more fact-based.

        “If the misery of the poor be caused not by the laws of nature, but by our institutions, great is our sin.” Charles Darwin

        by ivorybill on Fri Apr 19, 2013 at 11:33:27 AM PDT

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      •  Susan - I have written 25,000+ comments (0+ / 0-)

        I think a third of them are just correcting errors of fact on our "fact based" site. We really do have an amazing amount of misinformation that is accepted as fact and then echos through the Internet.

        "let's talk about that"

        by VClib on Sat Apr 20, 2013 at 05:24:13 AM PDT

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