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View Diary: Over $4400 for Emergency Room visit--why we need Universal Healthcare (176 comments)

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  •  Not that I particularly (14+ / 0-)

    care for Time Magazine, but there was a huge article a few weeks ago on healthcare that details the ways that hospitals and "health care providers" have one set of charges for insurance companies and the government and another for private individuals.

    Stuff like $30 aspirin and $300 ambulance linens sounds like it comes directly from the hospital's "chargemaster": a baroquely-detailed list of every fee that is wholly inflated and is not actually used except when folks without insurance get medical treatment.

    Here's the link

    For what it's worth, I agree with the other posters who say that this is an HR issue. You should refer all bills and correspondence to them and step away from the matter entirely. You might also contact your state's agency dealing with workers' comp and notify them of a claim incoming.

    •  very much worth reading (12+ / 0-)

      I will second the recommendation to read that article.

      The one simple take-away if you don't have health insurance and are presented an enormous bill: Open the negotiation by asking for a 70% discount. It would be about what the negotiated rate would be between an insurer and the hospital.

      Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. - Groucho Marx

      by Joe Bob on Sun Apr 21, 2013 at 06:32:24 PM PDT

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    •  i was in the hospital once for 5 days. (13+ / 0-)

      daily i take a small dosage of levoxyl for a thyroid disorder.
      in total, the prescription costs @ $100 per annum.

      since i was admitted as an emergency,  i didn't have my prescription with me.

      line item on the bill?  $125 PER DAY for levothyroxine, the genericequivalent.

      Before you diagnose yourself with depression or low self-esteem, first make sure that you are not, in fact, just surrounding yourself with a-holes - William Gibson. (-9.75 / -9.05)

      by doesnotworkorplaywellwithothers on Sun Apr 21, 2013 at 07:09:45 PM PDT

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    •  This: (6+ / 0-)
      hospitals and "health care providers" have one set of charges for insurance companies and the government and another for private individuals.
      Fall of 2012 went to hospital for a common outpatient surgery.  Came to being loaded into an ambulance that rushed me to another hospital.  Later, came to to find myself surrounded by a transplant team asking permission to save my life.

      While I was still in the hospital, first bill came from Dr. Oops.
      Several months later, bill came in from hospital/team that saved my life.

      The bill from Dr. Oops had zero insurance negotiated discounts- whereas the the life saving hospital etal had embarrassingly huge discounts applied.

      The difference between the bills was unbelievable.  

      Despite surgery, a 10 day hospitalization in a private gigantic room, meds, multiple MRIs/CAT scans/labs & a full transplant specialty team, there was only a $100 difference in the portion we had to pay.

      Something real wrong with that scenario, as far as I am concerned...the one that made the deadly mistake was paid more than the ones who repaired the mistake & ensured life.

      •  That where malpractice lies. (2+ / 0-)
        Recommended by:
        newfie, mrkvica

        Of course you don't know all the facts but if there was a medical error you should check to see if Dr Oops should be paying for the after care and refund you payments to him and maybe more besides.

        Sounds like a horrible experience but if someone doesn't take action it will be repeated.

        I'm asking you to believe. Not in my ability to bring about real change in Washington ... *I'm asking you to believe in yours.* Barack Obama

        by samddobermann on Mon Apr 22, 2013 at 04:47:14 AM PDT

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