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View Diary: Over $4400 for Emergency Room visit--why we need Universal Healthcare (176 comments)

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  •  the issue isn't just the coverage (10+ / 0-)

    Its the overcharging because they know somebody will pay. That and malpractice lawsuits and unnecessary tests and treatment to cover their butts are why insurance premiums are high.

    Medicare gets it even worse form equipment manufacturers and drug companies. US healthcare costs far more than better treatment in other countries.

    The concern is that because it is such a golden goose, if you cut out the insurance industry, cut their subsidies, let medicare negotiate prices, then the one sixth of the US economy that insurance represents would start laying off workers and crash the economy.

    Live Free or Die --- Investigate, Incarcerate

    by rktect on Mon Apr 22, 2013 at 04:17:27 AM PDT

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    •  The headman argument (4+ / 0-)
      Recommended by:
      J M F, Farlfoto, minorityusa, JohnnySacks

      "If you eliminate __, then all the ___ will lose their jobs.

      In this case, it's private insurance/insurance workers.  I call bullshit on the entire argument.  It comes down to, if we don't subsidize an industry, people will lose jobs.  Yeah?  So?

      I just take it to a ludicrous conclusion:  If we stop beheading jaywalkers, all the headsmen will lose their jobs.

      If I suggested taking the money going to insurance companies, and redirecting it to pay for more doctors and nurses, the response by the drown-it-in-the-bathtub folks would be outrage, just like it would be if I suggested taking the money from the military and using it to begin restoring the environment.

      I am become Man, the destroyer of worlds

      by tle on Mon Apr 22, 2013 at 07:49:05 AM PDT

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    •  steams me that, for ex, you can get (0+ / 0-)

      "rental" durable medical equipment paid for by Medicare -- but the rent never stops. A hospital bed (not the monitoring kind; the kind you raise and lower at head and foot with hand-cranks, not electricity) was "rented" to my dad through a "home health care company." Ok, fine. That, they can take back and use for another patient. Same with his wheelchair, which folded up so I could transport him to/from the doc in my (or his) vehicle with the wheelchair in the trunk.

      But the bedside table I bought for him was $27. The rental company took it away, after he passed away! I went to their office to ask what had become of it, and it was gone -- on "rental" contract to another patient. They were charging the other patient's Medicare supplemental insurance $27 a month for that table.

      That was 2002.

      Friends now who are past 65 and in need of oxygen? Medicare will pay for one friend's compact accumulator, but not another's. Difference? The supplemental coverage each can afford. After five YEARS the first's insurer still pays $100 per month for this seven-pound device the size of an ammo can, plus she has an annual deductible of $100. So that's $500 out of her pocket and 12x5 = 60 months x $100 for the machine, or $6,500.00.

      What does a machine like that sell for, outright?
      Second friend paid $300 for a dorm-fridge-sized version, five years ago.

      LBJ, Lady Bird, Van Cliburn, Ike, Ann Richards, Barbara Jordan, Molly Ivins, Sully Sullenburger, Drew Brees: Texas is NO Bush League!

      by BlackSheep1 on Mon Apr 22, 2013 at 09:28:37 AM PDT

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      •  No insurance is better than bad insurance (0+ / 0-)

        If you have no insurance and relatively little income them Medicaid pays until you get Medicare or SSI Disability after which Medicare pays 80% and Medicare 20%.

        The subsidies for Medicare Medical Equipment Manufacturers that exist to seduce them into providing your aging parents their motorized scooters are a big part of what makes Affordable Care expensive.

        Live Free or Die --- Investigate, Incarcerate

        by rktect on Wed Apr 24, 2013 at 03:31:38 AM PDT

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        •  Dad's bed retails for $2200, his oxygen (0+ / 0-)

          machine (the big old kind that has to have a 4x6 space with clearance all around) for $450 (now). I'm pretty sure the home health care company got that much twice over while he had them; he had that concentrator for years.

          LBJ, Lady Bird, Van Cliburn, Ike, Ann Richards, Barbara Jordan, Molly Ivins, Sully Sullenburger, Drew Brees: Texas is NO Bush League!

          by BlackSheep1 on Wed Apr 24, 2013 at 11:09:27 AM PDT

          [ Parent ]

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