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View Diary: I suppose it could have been much worse (27 comments)

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  •  From what I understand, if you (0+ / 0-)

    hit someone from behind, you are always assumed to be at fault (at least partially) for following too close.  Even when, as Ken points out, there was virtually no alternative.  I think this has been true in every state where I've lived.

    •  I had this conversationm w/insurance adjuster (1+ / 0-)
      Recommended by:
      Heart of the Rockies

      at the one-stop body shop to which GEICO suggested I go.  He acknowledged the reality - if you tried to have completely safe distance in front and behind on most DC roads you would never be able to change lanes.

      THe only exception to the trailing car being held responsible is when a car comes into a lane occupied by a trailing car and is not far enough ahead to allow stopping distance.   And that usually will only be sustained if there is a police report citing the driver for an unsafe lane change.

      Here's the odd thing from my viewpoint -  both of us are insured by GEICO, and it would have been no big deal to insure each of us under our collision and treat us both as partially responsible, and the other driver would not have complained.  But our rates will go up.

      As it happens, the damage to his car is minimal.  Most of it is to mine, in part because he was angled, so my collapsible bumper did not help.

      "We didn't set out to save the world; we set out to wonder how other people are doing and to reflect on how our actions affect other people's hearts." - Pema Chodron

      by teacherken on Thu Apr 25, 2013 at 10:57:57 AM PDT

      [ Parent ]

      •  Don't you have a law that (0+ / 0-)

        requires a police report if there's X amount of damage?

        Anyway, so glad you are both OK, but this is an expense and a bother you surely didn't need.

        In the last urban area I lived in there were several too-short merge areas like the one you describe.  Heart in my throat every time I needed to enter the freeway there.  True also where we go to visit family.

        •  not in DC apparently (0+ / 0-)

          they would not take a report because they were not ticketing either of us.

          "We didn't set out to save the world; we set out to wonder how other people are doing and to reflect on how our actions affect other people's hearts." - Pema Chodron

          by teacherken on Thu Apr 25, 2013 at 12:02:17 PM PDT

          [ Parent ]

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