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View Diary: Obamacare Application, Unveiled Today, Full of Win (202 comments)

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  •  jamesia, the Family application says this -- (15+ / 0-)

    Under 'Step 2 -- Tell us about your family.'

    Who do you need to include on this application?
    tell us about all the family members who live with you. if you file taxes, we need to know about everyone on your tax
    return. (You don’t need to file taxes to get health coverage).

    DO Include:
    • Yourself
    • Your spouse
    • Your children under 21 who live with you
    • Your unmarried partner who needs health coverage
    • Anyone you include on your tax return, even if they
    don’t live with you
    • Anyone else under 21 who you take care of and lives
    with you

    You DON’T have to include:
    • Your unmarried partner who doesn’t need health
    • Your unmarried partner’s children
    • Your parents who live with you, but file their own tax
    return (if you’re over 21)
    • other adult relatives who file their own tax return

    the amount of assistance or type of program you qualify for depends on the number of people in your family and their incomes. this information helps us make sure everyone gets the best coverage they can.

    Complete Step 2 for each person in your family. start with yourself, then add other adults and children. if you have more than 2 people in your family, you’ll need to make a copy of the pages and attach them. You don’t need to provide immigration status or a social security number (ssn) for family members who don’t need health coverage. we’ll keep all the information you provide private and secure as required by law. we’ll use personal information only to check if you’re eligible for health coverage.

    So it does look as though your husband could be included in ACA.  How that would fit into your existing coverage is beyond me.  However some more clues can be gleaned from the form.

    Let's say you are doing the paperwork for yourself (Person 1) and your spouse (Person 2).  There are two pages to fill out for each person.  For each person, you will answer:

    8. Do you need health coverage?
    (Even if you have insurance, there might be a program with better coverage or lower costs.)
    More question follow, on income and/or employment.  Then, in Step 4, 'Your Family's Health Coverage', you will be asked (once for the family) --
    1. Is anyone enrolled in health coverage now from the following?
    YES. If yes, check the type of coverage and write the person(s)’ name(s) next to the coverage they have
    This is followed by entries for different kinds of insurance.  Then, you are asked:
    2. Is anyone listed on this application offered health coverage from a job? Check yes even if the coverage is from someone else’s job, such as a parent or spouse
    If the answer is Yes, you'll have to fill out  Appendix A, which is attached.  Appendix A begins with:
    You DON’T need to answer these questions unless someone in the household is eligible for health coverage from a job. Attach a copy of this page for each job that offers coverage.

    Tell us about the job that offers coverage. Take the Employer Coverage Tool on the next page to the employer who offers coverage to help you answer these questions. . . .

    So . . . it looks to me as though you & husband could apply for ACA whether he was covered by your employer, or not.  Qualifying factors would include your income(s) and the quality of the coverage.  And on the signature page the form also says that --
    • i know that under federal law, discrimination isn’t permitted on the basis of race, color, national origin, sex, age,
    sexual orientation, gender identity, or disability
    -- which might be helpful if your state (or employer) has discriminatory policies.

    Hope this is helpful to some degree.

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